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  2. Banking
  3. Savings
  4. e.savings

e.savings

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+ View Legal Disclosures− Hide Legal Disclosures

Account openings and credit are subject to Bank approval.

Federal regulations limit (i) third party transactions (e.g., checks, drafts and debit card purchases); (ii) pre-authorized or automated transfers (including ACH and overdraft protection transfers); (iii) transfers made by personal computer (including online banking or bill payment services); and (iv) telephone transfers (including facsimile or data transmission) from your account to six per month. You may make unlimited withdrawals or transfers in person, by mail, or through an ATM. There is a per item charge, which is disclosed under each account type, for transfers or withdrawals over certain limits. Continued third party transactions or preauthorized transfers, over the regulatory limit, will result in the money market account or savings account being closed or converted to a checking account.

1. Deposits can be made at First Citizens full-service ATMs only. If applicable, you may link your e.savings account to the Visa Debit card obtained with your checking account.

$0 monthly service charge

  • Withdrawal/Transfer Fee: First two free; then $3 each
  • $15 fee for each withdrawal/transfer exceeding the regulatory limit, regardless of the account balance maintained

Minimum opening deposit: $25

+ View Legal Disclosures− Hide Legal Disclosures

Account openings and credit are subject to Bank approval.

Federal regulations limit (i) third party transactions (e.g., checks, drafts and debit card purchases); (ii) pre-authorized or automated transfers (including ACH and overdraft protection transfers); (iii) transfers made by personal computer (including online banking or bill payment services); and (iv) telephone transfers (including facsimile or data transmission) from your account to six per month. You may make unlimited withdrawals or transfers in person, by mail, or through an ATM. There is a per item charge, which is disclosed under each account type, for transfers or withdrawals over certain limits. Continued third party transactions or preauthorized transfers, over the regulatory limit, will result in the money market account or savings account being closed or converted to a checking account.