Wealth & Business Planning

Personalized planning services for complex needs

A customized and comprehensive planning process

Wealth planning is more than financial advice. It encompasses a range of personal and business needs—from calculable financial matters to broader definitions of legacy and purpose. When you work with our team, you'll find a culture that prioritizes your evolving needs and empowers you to make informed decisions for the present and future.

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A Closer Look at Wealth & Business Planning
Guidance and collaboration at every step

We'll assemble a team with the expertise needed to support your wealth plan and help you make informed decisions aligned with your unique goals.

Estate Planning

Integrating your estate plan with your financial plan is a key step to ensuring your assets are transferred in a way that aligns with your immediate needs and legacy goals.

Learn more about estate planning

Retirement Planning

From defining your lifestyle goals to stress-testing the stability of your plan, creating a roadmap for retirement is central to your overall wealth strategy.

Learn more about retirement planning

Charitable Planning

The right gifting strategies can help you support the charitable causes you care about in a meaningful way—now and in the future.

Learn more about charitable planning

Tax Planning

In an ever-changing legislative environment, a proactive approach is key to managing and protecting your assets in a tax-efficient manner.

Learn more about tax planning

Protection Planning

Life doesn't always go as planned. Having the right strategies within a comprehensive protection plan can help provide peace of mind and safeguard your financial stability.

Learn more about protection planning

Business Planning

We take a unified approach to business and wealth planning designed to help you grow your business and exit on your terms.

Learn more about business planning

Our planning process
Planning based on your priorities

Our approach is built on partnership and prioritization. Together we'll develop—and continuously revisit—a comprehensive wealth plan that supports your values and vision for the future.

Discover

Through several in-depth consultations, we'll gain a holistic perspective of your financial situation, family dynamics and goals.

Analyze

Our detailed models will examine your current and potential financial positions and present customized strategies for your unique needs.

Advise

Our step-by-step approach to wealth and business planning prioritizes and supports your immediate goals first—and progresses at your pace.

Implement

A dedicated team will help you put the decisions you've made into action and ensure your plan remains aligned with your evolving goals.

Rediscover

Once your first priorities are addressed, we'll return to the beginning to evaluate your second priority needs.

Wealth and Business Planning FAQ
People often ask us

Yes. While your overall wealth plan is a process, clear documentation can provide a foundation to reference whenever changes arise or your needs evolve.

Our team regularly communicates with your other advisors—such as your CPA and attorney—to ensure your plans with them flow seamlessly into the work our team provides.

Insights
A few insights for your financial plan

INTEL

2024 Changes to Real Estate Commission Payments

In August 2024, changes to residential real estate agent commissions went into effect. Learn the potential impacts on home purchases and sales.
In late August 2024, the National Association of Realtors, or NAR, made several changes to real estate agent commissions and disclosures to make realtor compensation more equitable and transparent for home buyers and sellers.
Planning

Navigating Changes to Student Loan Forgiveness

Explore strategies to help you understand and adjust to the shifting landscape of student loan forgiveness.
Being proactive can help you address the continuing uncertainties around student loan forgiveness and adapt your financial plan accordingly.

Nerre Shuriah

JD, LLM, CM&AA | Senior Director of Wealth Planning

Planning

Carried Interest Strategies for Trust Planning

Learn how private equity and venture capital fund general partners can leverage carried interest and navigate IRS regulations for effective estate planning.
In addition to helping meet the often-complex needs of private equity and venture capital funds, carried interest has the potential to represent significant value to fund partners.

Ann Lucchesi

Senior Director

Explore more planning insights

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This material is for informational purposes only and is not intended to be an offer, specific investment strategy, recommendation or solicitation to purchase or sell any security or insurance product, and should not be construed as legal, tax or accounting advice. Please consult with your legal or tax advisor regarding the particular facts and circumstances of your situation prior to making any financial decision. While we believe that the information presented is from reliable sources, we do not represent, warrant or guarantee that it is accurate or complete.

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About the Entities, Brands and Services Offered: First Citizens Wealth™ (FCW) is a marketing brand of First Citizens BancShares, Inc., a bank holding company. The following affiliates of First Citizens BancShares are the entities through which FCW products are offered. Brokerage products and services are offered through First Citizens Investor Services, Inc. ("FCIS"), a registered broker-dealer, Member FINRA and SIPC. Advisory services are offered through FCIS, First Citizens Asset Management, Inc. and SVB Wealth LLC, all SEC registered investment advisors. Certain brokerage and advisory products and services may not be available from all investment professionals, in all jurisdictions or to all investors. Insurance products and services are offered through FCIS, a licensed insurance agency. Banking, lending, trust products and services, and certain insurance products and services are offered by First-Citizens Bank & Trust Company, Member FDIC, and an Equal Housing Lender, and SVB, a division of First-Citizens Bank & Trust Company. icon: sys-ehl

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