Bank at Work Program

Premium banking features for your employees

employee banking benefits
Comprehensive solutions

Checking and savings

Checking and savings accounts are available with no minimum balances or service feesD and include a Visa Debit Card and overdraft protection.

More ways to pay

Get free checks, cashier's checks (up to 5) and money orders.

Discounts

Get $500 toward closing costs on a First Citizens mortgage,D preferred rates on certificates of deposit (CDs) and a free 3" x 5" safety deposit box.

Added benefits

Receive free financial evaluations, educational sessions and discounted services.

Eligibility

Available for businesses with 10 or more employees.

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Send and transfer money using ACH and wires

Receive account and security alerts

Learn more about business digital banking
Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Business Digital Banking

Manage your business on the go

Send and transfer money using ACH and wires

Business Digital Banking

Manage your business on the go

Receive account and security alerts

Learn more about business digital banking

Insights
Grow your business

Banking

An Overview of Real-Time Payments

Instant payments can enhance cash management by receiving funds 24/7, every day of the year. See how these popular services can help your business succeed.
Potential improvements to cash flow, easier reconciliation and 24/7/365 service levels have helped make instant payments increasingly popular among small- to medium-sized businesses during the last few years.
Banking

Tips for Choosing a Business Banking Partner

Consider these factors when deciding on a financial partner for your business banking needs.
By opening a business bank account, you'll also start a relationship with a bank to help you achieve different goals as your business grows.
Banking

The Benefits of Relationship Banking

Instead of treating customers as transactions, relationship banking focuses on individual service.
The key to success with relationship banking is a focus on the individual.
Read More Insights

Bank at Work is available to companies with 10 employees or more.

Account openings and credit are subject to bank approval.

The following qualifiers are in place to avoid monthly service charges on Bank at Work checking. Customer must maintain direct deposit of pay into the Bank at Work checking account (at least one direct deposit per month is required), the customer’s employer must remain an active participant in the Bank at Work program and the customer must maintain continuous employment with the company through which the Bank at Work Program is offered. This offer is limited to one Bank at Work checking account per employee. This offer may be withdrawn or changed at any time without notice. Other restrictions and fees may apply.

Only one Bank at Work credit allowed per loan. The credit is only intended for the refinance or purchase of a primary home and excludes Money Saver Mortgages. The Bank at Work credit is not available on construction loans.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

NMLSR ID 503941