Entrepreneurs, Founders & Investors

Strategic solutions to help you move forward

A partnership that works for you

When your personal wealth is tied up in a business or venture, you need a dedicated team in your corner. From custom lending options for your liquidity needs to investment strategies for tax efficiency, we have experience and industry knowledge to help you reach your goals.

Our Services At A Glance

Forward-thinking financial planning

We offer a range of customized solutions to help you integrate your personal capital with your long-term investment strategy.

  • Tax strategies

    We'll work alongside your tax advisors to optimize your financial plan for key events, such as equity grants and IPOs.

  • Privacy and asset protection solutions

    We have customized trust and insurance solutions to complement your wealth plan and help you prepare for the future.

  • Estate planning services

    We provide advice-driven estate and transfer planning solutions to cover your assets and support your overall wealth strategy.

A Closer Look for Entrepreneurs & Founders

Tailored strategies for entrepreneurs and founders

From seed stage to exit, we're ready to help founders, business owners and executives establish a plan to support their business value and personal wealth goals.

Customized lending

We'll partner with you to design lending options tailored to your cash flow needs and aligned with your liquidity needs.

Business advisory

For owners of closely held businesses, we can help you establish a transition strategy for your exit and create an action plan to reach your goals.

Investment management

We're here to help you optimize your equity ownership, navigate potential stock concentration risk and adopt tax-efficient liquidity solutions.

A Closer Look for Investors

Solutions for experienced investors

As investors, your work is central to the innovation ecosystem, and your complex needs require a creative approach to wealth management. Together, we collaborate on ways to bridge the gap between your business and personal balance sheets and set you on a path to achieving your goals.

Cash flow solutions

We provide cash management services—including partner lines of credit—to help you grow your partnership stake.

Risk mitigation

Our team can help you evaluate your risk exposure across your investments to ensure it's aligned with your overall wealth plan.

Investment strategies

We provide a range of solutions to customize your investment approach—from low-cost, self-directed investments to managed accounts.

Versatile collaboration

We have the depth of experience necessary to help you navigate increasingly complex needs as you pursue new projects and create new goals.

Entrepreneurs, Founders & Investors Insights

A few insights for your financial plan

Retirement

Understanding New Retirement Plan Legislation

2024 kicked off a new wave of retirement plan changes under the SECURE Act 2.0. Here are the critical updates to know.
The SECURE Act 2.0 changes affect the regulations governing qualified retirement plans, individual retirement accounts and 529 education savings plans.
Liquidity

Navigating Mortgages as a Founder

Learn these strategies to make home financing a simpler, smoother process as a founder or entrepreneur.
Tax implications are a key consideration when obtaining a new loan.

Jason Beacham

Director, Product Management

Estate Planning

How a Charitable Trust Works

A charitable trust packs a one-two punch, helping you provide for your family and give generously.
Placing assets in a charitable trust may help minimize income, gift and estate taxes.
Read More Insights

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Your investments in securities and insurance products and services are not insured by the FDIC or any other federal government agency and may lose value.  They are not deposits or other obligations of, or guaranteed by any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amounts invested. There is no guarantee that a strategy will achieve its objective.

About the Entities, Brands and Services Offered: First Citizens Wealth™ (FCW) is a marketing brand of First Citizens BancShares, Inc., a bank holding company. The following affiliates of First Citizens BancShares are the entities through which FCW products are offered. Brokerage products and services are offered through First Citizens Investor Services, Inc. ("FCIS"), a registered broker-dealer, Member FINRA and SIPC. Advisory services are offered through FCIS, First Citizens Asset Management, Inc. and SVB Wealth LLC, all SEC registered investment advisors. Certain brokerage and advisory products and services may not be available from all investment professionals, in all jurisdictions or to all investors. Insurance products and services are offered through FCIS, a licensed insurance agency. Banking, lending, trust products and services, and certain insurance products and services are offered by First-Citizens Bank & Trust Company, Member FDIC, and an Equal Housing Lender, and SVB, a division of First-Citizens Bank & Trust Company. icon: sys-ehl

All loans provided by First-Citizens Bank & Trust Company and Silicon Valley Bank are subject to underwriting, credit and collateral approval. Financing availability may vary by state. Restrictions may apply. All information contained herein is for informational purposes only and no guarantee is expressed or implied. Rates, terms, programs and underwriting policies are subject to change without notice. This is not a commitment to lend. Terms and conditions apply. NMLSR ID 503941

For more information about FCIS, FCAM or SVBW and its investment professionals, click the links below:

FirstCitizens.com/Wealth/Disclosures

SVB.com/Private-Bank/Disclosures/Form-ADV

See more about First Citizens Investor Services, Inc. and our investment professionals at FINRA BrokerCheck.