Entrepreneurs, Founders & Investors

Strategic solutions to help you move forward

A partnership that works for you

When your personal wealth is tied up in a business or venture, you need a dedicated team in your corner. From custom lending options for your liquidity needs to investment strategies for tax efficiency, we have experience and industry knowledge to help you reach your goals.

Our Services At A Glance

Forward-thinking financial planning

We offer a range of customized solutions to help you integrate your personal capital with your long-term investment strategy.

  • Tax strategies

    We'll work alongside your tax advisors to optimize your financial plan for key events, such as equity grants and IPOs.

  • Privacy and asset protection solutions

    We have customized trust and insurance solutions to complement your wealth plan and help you prepare for the future.

  • Estate planning services

    We provide advice-driven estate and transfer planning solutions to cover your assets and support your overall wealth strategy.

A Closer Look for Entrepreneurs & Founders
Tailored strategies for entrepreneurs and founders

From seed stage to exit, we're ready to help founders, business owners and executives establish a plan to support their business value and personal wealth goals.

Customized lending

We'll partner with you to design lending options tailored to your cash flow needs and aligned with your liquidity needs.

Business advisory

For owners of closely held businesses, we can help you establish a transition strategy for your exit and create an action plan to reach your goals.

Investment management

We're here to help you optimize your equity ownership, navigate potential stock concentration risk and adopt tax-efficient liquidity solutions.

A Closer Look for Investors

Solutions for experienced investors

As investors, your work is central to the innovation ecosystem, and your complex needs require a creative approach to wealth management. Together, we collaborate on ways to bridge the gap between your business and personal balance sheets and set you on a path to achieving your goals.

Cash flow solutions

We provide cash management services—including partner lines of credit—to help you grow your partnership stake.

Risk mitigation

Our team can help you evaluate your risk exposure across your investments to ensure it's aligned with your overall wealth plan.

Investment strategies

We provide a range of solutions to customize your investment approach—from low-cost, self-directed investments to managed accounts.

Versatile collaboration

We have the depth of experience necessary to help you navigate increasingly complex needs as you pursue new projects and create new goals.

Entrepreneurs, Founders & Investors Insights
A few insights for your financial plan

INTEL

Major Update to Small Business Law

The Corporate Transparency Act went into effect on January 1, 2024, and impacts millions of small businesses in the US. Here's what you need to know.
The companies impacted by the CTA are mainly the millions of US-based small businesses with 20 or fewer employees and less than $5 million in revenue.
INTEL

Will the Latest IRS Adjustments Change Your Tax Bill?

Annual inflation adjustments to tax provisions were announced in October 2024. Learn how this may change your 2025 tax return.
More than 60 changes were made this year, including standard deductions, marginal rates and alternative minimum tax exemptions.

Nerre Shuriah

JD, LLM, CM&AA | Senior Director of Wealth Planning

Tax Planning

Strategies for Cutting Tax Liability in Retirement

The less taxes you pay on retirement income, the more you’ll have to spend on enjoying life.
A financial advisor can help you create a holistic retirement income plan—one that meets the needs of your specific situation while also reducing your retirement tax burden.

Walt Reed

First Citizens Director of Trust & Estate Tax

Read More Insights

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Your investments in securities and insurance products and services are not insured by the FDIC or any other federal government agency and may lose value.  They are not deposits or other obligations of, or guaranteed by any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amounts invested. There is no guarantee that a strategy will achieve its objective.

About the Entities, Brands and Services Offered: First Citizens Wealth™ (FCW) is a marketing brand of First Citizens BancShares, Inc., a bank holding company. The following affiliates of First Citizens BancShares are the entities through which FCW products are offered. Brokerage products and services are offered through First Citizens Investor Services, Inc. ("FCIS"), a registered broker-dealer, Member FINRA and SIPC. Advisory services are offered through FCIS, First Citizens Asset Management, Inc. and SVB Wealth LLC, all SEC registered investment advisors. Certain brokerage and advisory products and services may not be available from all investment professionals, in all jurisdictions or to all investors. Insurance products and services are offered through FCIS, a licensed insurance agency. Banking, lending, trust products and services, and certain insurance products and services are offered by First-Citizens Bank & Trust Company, Member FDIC, and an Equal Housing Lender, and SVB, a division of First-Citizens Bank & Trust Company. icon: sys-ehl

All loans provided by First-Citizens Bank & Trust Company and Silicon Valley Bank are subject to underwriting, credit and collateral approval. Financing availability may vary by state. Restrictions may apply. All information contained herein is for informational purposes only and no guarantee is expressed or implied. Rates, terms, programs and underwriting policies are subject to change without notice. This is not a commitment to lend. Terms and conditions apply. NMLSR ID 503941

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