Business Interruption Insurance

Reduce income loss for business interruptions

Protect assets and revenue with business interruption insurance

Keep your business running even when disaster strikes. Business interruption insurance can help safeguard your business from lost income, relocation costs and other expenses.

Protect income

Get reimbursed for loss of income and business expenses for a covered loss.

Explore options

Help retain staff during difficult times with a custom business interruption plan.

Add coverage

Prepare for potential losses like natural disasters or supplier interruptions.

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Benefits of Business Interruption Insurance
Make sure you're covered

Review standard limits

Determine if the standard limits in your policy provide enough support to safeguard ongoing business expenses in the event of a loss.

Recover faster

Get back up and running after a claim by minimizing impact on cash flow and ensuring business operates as usual.

Work with an experienced team

We can help determine the best approach for your business—including term length and amount of insurance provided—so you have the right amount of coverage when you need it.

Small Business Interruption Insurance FAQ
People often ask us

Business interruption insurance, also known as business income insurance, helps support your business expenses in the event of a disaster. It can replace lost income if you're unable to operate due to covered property damage, so your business can keep running without interruption.

Business interruption insurance is typically part of a property and liability package. This means you'll pay a premium payment toward your standard business interruption insurance once you determine the amount of coverage that best fits your business needs.

Business interruption insurance may help pay for:

  • Payroll
  • Taxes
  • Employee wages
  • Relocation costs
  • Property repair costs
  • Loan payments
  • Rent, mortgage or lease payments
  • Lost revenue during the recovery period
  • Rebuilding inventory
  • Replacing machinery and tools
  • Training on new equipment for employees

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Insurance products are not insured by the FDIC or any federal government agency and are not a deposit or other obligation of, or guaranteed by, any bank or bank affiliate.

Insurance products offered in California are offered by First Citizens Investor Services, Inc., d.b.a. FCIS Insurance Solutions, Agency #6001908.

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