Home Equity

Start your next dream project with a home loan

Home Equity Lines of Credit

Get a home equity line of credit and use your home's equity to pay for any ongoing expenses.

  • Competitive low interest rates
  • Flexible payment options
  • Convenient access with an EquityLine Visa®
  • Complimentary PremierD or PrestigeD checking account
Learn more about home equity lines of credit

Home Equity Loans

Leverage the value of your home to do more.

  • Low fixed interest rates
  • Fixed monthly payments
  • Deduct the interest on your taxesD
Learn more about our home equity loans
Digital Banking

Bank from anywhere with your mobile devices

Track your spending habits

Seamlessly move your money

Set alerts for transactions

Learn more about digital banking
Digital Banking

Bank from anywhere with your mobile devices

Track your spending habits

Digital Banking

Bank from anywhere with your mobile devices

Seamlessly move your money

Digital Banking

Bank from anywhere with your mobile devices

Set alerts for transactions

Learn more about digital banking
Security

The same secure banking you've come to rely on us for in person, online

Security Alerts

We'll automatically send you alerts if your account credentials change.

Card Freezes

Temporarily freeze or unfreeze your card if it's lost or stolen, or if you suspect fraud.

Advanced Security

Rest assured that all your confidential account information is protected.

Insured

Your money is insured by the Federal Deposit Insurance Corporation.

Learn more about our privacy and security

Insights
A few financial insights for your life

Home

Using Home Equity in a Crisis

Get to know your options for using home equity so you can make the right decision for you.
The most important factor in deciding whether to use home equity is your ability to pay back the loan or credit installments.
Home

Comparing Loans for Home Improvement

Learn the pros and cons of six popular types of loans for home improvement projects.
When it comes to financing home renovations, you have many options to choose from—each with its own pros and cons.

Account openings and credit are subject to bank approval.

With qualifying EquityLine. The minimum line amount required is $25,000 or more.

With qualifying EquityLine. The line amount required is $100,000 or more.

Consult your tax advisor regarding the deductibility of interest.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

NMLSR ID 503941