Commercial Expertise

Customized banking solutions for every area of expertise

Start

Launch fast with financing packages tailored to the needs of your new venture.

Grow

Scale quickly and develop long-term growth strategies with banking that fits your goals.

Expand

Optimize operations with a supportive banking relationship.

Aerospace, Defense & Government

Aerospace, Defense & Government

Agribusiness

Agribusiness

Cannabis & Hemp Banking

Cannabis & Hemp Banking

Energy

Energy

Entertainment & Media

Entertainment & Media

Healthcare

Healthcare

Manufacturing & Distribution

Manufacturing & Distribution

Maritime

Maritime

Nonprofits

Nonprofits

Professional Services

Professional Services

Property Management

Property Management

Railcar Leasing & Financing

Tech & Telecom

Tech & Telecom

Trade Associations

Trade Associations

Transportation & Logistics

Transportation & Logistics

Transforming the future with commercial finance

Transforming the future with commercial finance video

Imagine if a bank could help businesses harness the power of the sun.

Keep cargo flowing in the international supply chain.

Give young children access to the health care they need. Keep the public safe from cyber threats.

At First Citizens Bank, we're committed to making a difference on a deeper level with financial insights and industry knowledge to supercharge the future for the better. That's why we focus on helping businesses build lasting financial security that grows with them. Our commercial finance team lives and breathes that vision every day across multiple sectors that touch on all aspects of society.

We put our knowledge and insight to work for a range of customer needs and our core values to set us apart from other lenders. So how do we deliver financial security that grows with our clients?

We bring that future vision to life with a fully customized and industry specific approach. Aerospace, defense and government services, commercial real estate, energy, health care, maritime, sponsor finance, tech and telecom, and media and entertainment.

Meanwhile, our comprehensive lending products span a range of industries, asset based and cash flow solutions, as well as real estate financing, factoring and receivables management solutions, and capital equipment finance.

And by focusing on middle market investments, we work to unleash the growth potential that ultimately drives our economy.

Imagine how powerful that can be. You see, we really do have it covered.

So whether we're financing projects that keep your plane on its flight path, enable lifesaving medical procedures, harness the power of AI, or simply allow your cell phone to communicate, our commercial finance team is helping transform the future and growing with you step by step.

First Citizens and You

Working together with you

  • Manage cash flow and streamline transactions
  • Adopt banking products and services to better address your needs
  • Finance strategic objectives for growth and renewal
  • Create unique financing solutions to protect what you're building
Our Expertise

Understanding your business

  • Benefit from support and high-quality banking insight at every step of the journey
  • Leverage financial products and services that work harder for your business
  • Simplify and manage complexities to your advantage
  • Seize the unique risk opportunity you face
Digital Banking

Commercial Advantage

Accurately track cash flow

Manage your business on the go

Keep your assets secure

Learn more about Commercial Advantage
Digital Banking

Commercial Advantage

Accurately track cash flow

Digital Banking

Commercial Advantage

Manage your business on the go

Digital Banking

Commercial Advantage

Keep your assets secure

Learn more about Commercial Advantage

Account openings and credit are subject to bank approval.

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NMLSR ID 503941