Business Liability Insurance

Protect your bottom line with business liability insurance

Create a unique business liability insurance plan

Run a safer, risk-averse business by adding business liability insurance that fits your business needs. We'll create a plan that implements risk management practices and mitigates the cost of potential lawsuits.

Get liability protection

Pay for damages for which your business is potentially liable.

Assess your coverage

Work with a team to ensure your business is covered from potential lawsuits.

Discuss risk scenarios

Claims may include injury, property damage and contractual liability.

Get started with business liability insurance

Benefits of Business Liability Insurance
Get business liability coverage

Pay defense costs

If you're accused of causing harm to a person or their property, business liability insurance may help you pay the costs associated with a legal defense.

Run a safer business

We can help you create a plan to implement proper risk management practices to reduce risk exposure.

Small Business Liability Insurance FAQ
People often ask us

Business liability insurance, also known as general liability insurance, helps protect your business against claims of injury or damage. In addition, general liability insurance will help pay for defense costs.

Business liability insurance is typically part of a property and liability package. This means you'll pay a premium payment toward your standard business liability insurance package once you determine the amount of coverage that best fits your business needs.

Business liability insurance may help protect your business from claims that occur during your business operations, such as:

  • Defense costs
  • Physical injury
  • Personal and advertising injury
  • Damage to someone else's property
  • Payments for accidents and injuries that occur on your premises

Insights
Grow your business

Insurance

Why You Need Cyber Insurance

Cyber insurance can help your business recover after a security breach.
A cyber insurance policy may cost significantly less than recovery costs associated with a security incident.
Insurance

Protect Your Business From Common Risks

Learn about business liability insurance and how it can help cover your potential business risks.
For many business owners, liability insurance is crucial because it covers a large range of potential risks.
Insurance

Insurance Regulations for Business Owners

Small business health insurance requirements can be confusing. Here's what you need to know.
A recent study found that 92% of those who buy insurance through the marketplace should now qualify for subsidies.
Explore more small business insurance insights

Insurance products are not insured by the FDIC or any federal government agency and are not a deposit or other obligation of, or guaranteed by, any bank or bank affiliate.

Insurance products offered in California are offered by First Citizens Investor Services, Inc., d.b.a. FCIS Insurance Solutions, Agency #6001908.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.