Debt Insights
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Debt
Student Loans: Consolidate or Refinance?
Check out the benefits of both student loan consolidation and refinancing. Either way, you could simplify payments and save on interest.
Consolidating student debt refers to combining several loans into one new loan.
College
Student Loans: Strategies for Repayment
Review the latest available programs and set a strategy for how you'll pay down your student loans.
Now's a great time for most borrowers to revisit their budgets and consider reducing their discretionary expenses as they transition back into loan repayment mode.
Debt
Debt Consolidation: What to Consider as Rates Rise
With interest rates projected to rise even further, is now the right time to consolidate debt?
Debt consolidation with lower interest can help you pay down your debt more quickly.
College
Paying Off Student Loans: Here's How
There is no one best way to pay off student loans. Here's how to find the right method for you.
If you have certain federal student loans, you may qualify for an income-based repayment plan or a pay-as-you-earn plan.
Debt
Ways to Manage Student Loan Debt
There are steps you can take to get control of your student loan debt so it doesn't interfere with your other goals.
Before refinancing any student loan debt, weigh the pros and cons.
College
When It's OK Not to Save for College
Some alternatives may be better for you than contributing to your child's 529 plan.
As much as you may want to provide for your children, the reality is that few parents can cover the entire cost of college expenses.
Credit
A Breakdown of the 5 Cs of Credit
Discover the five factors that guide banks' lending decisions.
Banks typically look for a debt-to-income ratio of less than 36% as an indicator of a responsible borrower.
Security
How to Spot Student Loan Scams
Do you know how to identify a student loan forgiveness scam? Here's how to protect yourself.
There are legitimate loan forgiveness programs available, and student loan borrowers should know how such programs work so they can recognize student loan scams.
Debt
Do You Know How to Get a Personal Loan?
Here's the information you'll need to apply for a personal loan.
As long as you use it responsibly, getting a personal loan can help strengthen your finances and prepare you for financial success down the road.
Budgeting
War, Inflation and Interest Rates: Things You Can Do for Your Finances
You can take steps to protect your finances when the news is bad.
History makes it clear that the market turbulence of early 2022 is not a rare thing. Neither is a subsequent recovery.
Debt
Understand How Car Loans Work Before You Step Into a Dealership
Know your financing options before buying your next car.
Crunching the numbers ahead of time will put you in the driver's seat of car-buying negotiations.
Debt
What Should You Do if Interest Rates Rise?
From locking in low rates to navigating the markets, it helps to get advice on rising interest rates.
If you’re worried about rising rates impacting your investments or 401(k), consider the fact that rising interest rates are often a sign of an expanding economy.
Credit
What is APR, and How Does it Work?
Learn all about annual percentage rates, or APRs, and understand how they differ from interest rates.
Position yourself to get the best APR rate for your finances.
Home
Considering a Home Equity Loan for a Remodel
If you're trying to decide how to fund your planned home renovation, consider a home equity loan.
Generally, you can expect a home equity loan to have the lowest interest rates of any loan you might take to cover the costs of home improvement.
Debt
Understanding Debt Consolidation
Discover the pros and cons of debt consolidation to see if it's an option.
Debt consolidation is a process that allows you to turn a variety of consumer debts into one.
Retirement
What to Know About Early 401(k) Withdrawals
Withdrawing funds early can cost you in penalties and fees and limit your retirement savings.
The upside of a 401(k) loan is that you repay yourself rather than a lender, and you won't incur the early withdrawal penalty.
Showing 1 - 16 of 42 results
Showing 1 to 16 of 42 results
