Skilled Trades

Get financial support for your specialized skills

A skilled approach to skilled trades

From launch to expansion, we make it our business to understand yours. Our streamlined application process and financial products make it easy for you to start, grow or expand your small business.

Our Expertise

We know your skilled trade business

  • Finance business equipment and vehicle expenses with lending solutions and business credit cards
  • Protect your assets and employees with business auto insurance, and property and casualty services
  • Take advantage of trade discounts and meet short-term cash needs with a working capital line that can link to your primary checking account
First Citizens and You

The bank with your business in mind

  • Get personal attention from a First Citizens relationship manager who knows and understands your unique needs
  • We're committed to our local partners and have been a strong member of communities for more than 100 years
  • Our financial experts can help you make the best decisions for your business and your future
merchant services

Payment processing tailored for you

Expand customer payment options and streamline your operations.
Business Vehicle & Equipment Financing

Flexible options for financing growth

Get the vehicles and equipment your business needs and maintain cash flow.
Franchise financing

Expand your goals

Skilled Trades Insights

Grow your business

Account openings and credit are subject to normal bank approval.

Your investments in securities, annuities and insurance are not insured by the FDIC or any other federal government agency and may lose value. They are not a deposit or other obligation of, or guaranteed by any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amount invested. Past performance does not guarantee future results.

Brokerage and investment advisory services are offered through First Citizens Investor Services, Inc., Member FINRA and SIPC. First Citizens Asset Management, Inc. provides investment advisory services.

Approved to offer SBA loan products under the SBA Preferred Lenders program.

First Citizens Bank offers SBA 7(a) loans in select areas within Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, New Mexico, North Carolina, Oklahoma, Oregon, Texas, South Carolina, Virginia, Washington and West Virginia.

Term of the loan will depend on use of funds.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.