Skilled Trades

Get financial support for your specialized skills

A skilled approach to skilled trades

From launch to expansion, we make it our business to understand yours. Our streamlined application process and financial products make it easy for you to start, grow or expand your small business.

Our Expertise

We know your skilled trade business

  • Finance business equipment and vehicle expenses with lending solutions and business credit cards
  • Protect your assets and employees with business auto insurance, as well as property and casualty services
  • Take advantage of trade discounts and meet short-term cash needs with a working capital line that can link to your primary checking account
First Citizens and You

The bank with your business in mind

  • Get personal attention from a First Citizens relationship manager who knows and understands your unique needs
  • We're committed to our local partners and have been a strong member of communities for more than 100 years
  • Our financial experts can help you make the best decisions for your business and your future

Franchise financing
Expand your goals

Skilled Trades Insights
Grow your business

Skilled Trades

Transforming Healthcare Finance for a Better Patient Experience

Consider these financial solutions to help streamline your practice.
To succeed today, healthcare practices must adapt and embrace solutions that address these challenges head on.
Skilled Trades

Convince Clients to Get HVAC Upgrades

Make a case for HVAC upgrades to help promote clients' long-term profits and success.
A newer HVAC system is also less likely to break down, reducing annual maintenance costs.
Skilled Trades

How Rain Gardens Can Help Your Business

Here's how rain gardens can add value to your sustainable landscape design plans.
An efficient and environmentally sustainable rain garden requires the expertise of a professional landscape architect.
explore more skilled trades insights

Account openings and credit are subject to bank approval.

Your investments in securities and insurance products and services are not insured by the FDIC or any other federal government agency and may lose value.  They are not deposits or other obligations of, or guaranteed by any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amounts invested. There is no guarantee that a strategy will achieve its objective.

About the Entities, Brands and Services Offered: First Citizens Wealth™ (FCW) is a marketing brand of First Citizens BancShares, Inc., a bank holding company. The following affiliates of First Citizens BancShares are the entities through which FCW products are offered. Brokerage products and services are offered through First Citizens Investor Services, Inc. ("FCIS"), a registered broker-dealer, Member FINRA and SIPC. Advisory services are offered through FCIS, First Citizens Asset Management, Inc. and SVB Wealth LLC, all SEC registered investment advisors. Certain brokerage and advisory products and services may not be available from all investment professionals, in all jurisdictions or to all investors. Insurance products and services are offered through FCIS, a licensed insurance agency. Banking, lending, trust products and services, and certain insurance products and services are offered by First-Citizens Bank & Trust Company, Member FDIC, and an Equal Housing Lender, and SVB, a division of First-Citizens Bank & Trust Company. icon: sys-ehl

For more information about FCIS, FCAM or SVBW and its investment professionals, click the links below:

FirstCitizens.com/Wealth/Disclosures

SVB.com/Private-Bank/Disclosures/Form-ADV

See more about First Citizens Investor Services, Inc. and our investment professionals at FINRA BrokerCheck.

Approved to offer SBA loan products under the SBA Preferred Lenders program.

First Citizens Bank offers SBA 7(a) loans in all US states except Vermont.

Term of the loan will depend on use of funds.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

NMLSR ID 503941