Credit Insights
Explore insights for your lifestyle
Home
ARMs versus temporary buydowns
When looking for a lower interest rate on a loan, shop around and consider all options before deciding.
Not all loans are created equal.
Credit
Considering differences between rewards cards
Comparing rewards programs can help you find the right credit card for your goals and spending style.
The most common rewards cards offer one of three types of benefits: cash back, travel miles or rewards points.
Career
Don't fear employment credit checks
Stressed about how a credit check for employment could impact your career? Fear not.
Any employer that wants to conduct a credit check for employment must secure your written approval to do so.
Family
Making sense of the wild car market
Arm yourself with information and shop around before you plunge into today's high-priced car markets.
Prices are expected to remain high through June and probably beyond.
Credit
A breakdown of the 5 Cs of credit
Discover the five factors that guide banks' lending decisions.
Banks typically look for a debt-to-income ratio of less than 36% as an indicator of a responsible borrower.
Insurance
What credit card rental car insurance covers
Understanding your credit card rental car insurance benefits can save you a bundle of money.
Most major credit card companies offer some form of rental car insurance.
Credit
Are you paying too much in credit card fees?
It's important to evaluate the fees you're paying on your credit cards.
The option with the lowest fee isn't always the best deal. You'll need to weigh your card's cost against its benefits.
Credit
Can you build credit with a store card?
A store card can be helpful for repairing credit, but there's a catch.
It's important to have realistic expectations about what responsible use of a store card can accomplish.
Credit
Understand the credit card fees on your bill
No one likes surprise charges. Understand common credit fees before you use your card.
Many credit cards charge a fee each year just to have the card.
Credit
What you need to know about your first credit card
Are you applying for your first credit card? Get ready by learning the basics of using a card.
Some cards offer rewards, such as cash back, merchandise, gift cards or airline miles.
Credit
Guide to credit scores
Credit scores are important, so it's critical to understand how they're calculated.
A credit score is a snapshot of your potential risk to a lender.
Credit
Should you use debit or credit?
Debit and credit cards each have their advantages. Learn when it's smart to use debit versus credit.
Many credit cards come with travel protections like insurance that covers stolen phones, flight delays or other situations that can arise on a trip.
Credit
How does APR work?
Learn all about annual percentage rates, and understand how they differ from interest rates.
Position yourself to get the best APR rate for your finances.
Credit
What's a good credit utilization ratio?
Having access to more credit but using less of it can help improve your credit score over time.
Your credit utilization makes up about 30% of your credit score, according to Experian.
Credit
No credit versus bad credit
The difference between no credit and bad credit is the difference between building and rebuilding.
Once you have that first account established, making on-time regular payments and keeping your debt burden low compared to your income will help you earn a good credit score.
Credit
Credit card perks you may have overlooked
Do you know whether you have these four credit card perks?
Depending on where you're buying, a contactless card may even mean you can now avoid checkout lines and checkout terminals entirely.
Showing 1 - 16 of 28 results
Showing 1 to 16 of 28 results
