Planning Insights

Explore insights for your small business

Planning

Tips for Small Business Equipment Financing

Business owners should take advantage of these tips for managing small business equipment financing at the end of the year.
Small businesses can optimize tax benefits by strategically timing their capital expenditures.
Planning

How SBA Loans Can Simplify Business Exit Success

Discover how SBA loans may help reduce risk, attract more buyers and streamline your business exit.
One tool that may help streamline the process of selling your business and attract a larger pool of qualified buyers is the US Small Business Administration, or SBA, loan program.
Planning

Create a Strong Business Succession Plan

Protect what you built and leave your legacy intact with a solid business succession plan.
Follow these succession planning steps to help ensure your own reality matches your dream.
Technology

How to Benefit from Customer Behavior Analytics

Discover how behavioral science technology works and how you can benefit from data-driven decisions.
By leveraging customer behavior analytics and data based on previous decision-making, businesses can get insights into their customers' preferences.
Management

Is Your Business Facing a Skills Gap?

Lead your employees into the future by reskilling the workforce.
Select the right candidates by choosing employees who already go above and beyond in their roles and are true team players.
Insurance

Protect Your Business From Common Risks

Learn about business liability insurance and how it can help cover your potential business risks.
For many business owners, liability insurance is crucial because it covers a large range of potential risks.
Management

Keep the Talent You Have With Employee Engagement

Learn about employee engagement strategies that can help you retain talent and avoid unnecessary turnover.
By ensuring your salaries are competitive, you may avoid tempting employees to leave for better pay and benefits.
Planning

Key Employee Retention Strategies to Know

Learn about the benefits and perks you can offer to improve employee retention strategies.
It's important to recognize that different benefits are more important for different groups. If an organization can offer choice, that can be really helpful.
Management

Supporting Women at Your Company Post-Pandemic

Explore ways your company can actively support women in all conditions and economies.
By implementing training and educational programs specifically about gender bias, you can help remove the roadblocks that hold women back.
Management

Evaluate if Vendor Consolidation Is Worth It

Vendor consolidation streamlines vendor management, focuses resources and maximizes profit.
Strategic vendor consolidation can strengthen your business relationships.
Planning

How to Build an Inclusive Business

Diversity isn't just important for diversity's sake—it's key to building a competitive business.
Diversity is key to building a business that can function in today's global marketplace.
Finance

Explore How to Generate Profits for Your Business

Is your business up and running? Here's how to start thinking about ways you can make a profit.
Money spent hoping to get a return on investment also counts as an expense, even if it helps generate sales.
Security

Is Your Business Prepared for Common Risks?

Companies need to prepare for risks like PR crises, supply chain failures and legal challenges.
The World Economic Forum expects that business uncertainty will remain high in the near future as companies continue to grapple with many types of business risks.
Planning

A Quarterly Roadmap for Business Planning

Roll out these four key processes each quarter to set yourself up for success in the year ahead.
Rather than attempt to tackle everything in one month, it helps to break down major categories into manageable pieces that you can tackle throughout the year.
Planning

Tips for Creating a Business Plan

Use a business plan as a roadmap so you can explore possibilities and envision how you'll deal with challenges.
A well-written business plan may be the determining factor between an unrealized pipe dream and a well-executed company that's thriving thanks to investor and lender buy-in.
Cash Management

Payment Options for Small Businesses

What are some payment methods small businesses use for success? We cover the most common types, from credit and debit cards to contactless payments.
By selecting a payment system that works best for your business while offering customers the flexibility and convenience of multiple methods of payment, you increase the likelihood of repeat business.

Showing 1 - 16 of 39 results

Showing 1 to 16 of 39 results

This material is for informational purposes only and is not intended to be an offer, specific investment strategy, recommendation or solicitation to purchase or sell any security or insurance product, and should not be construed as legal, tax or accounting advice. Please consult with your legal or tax advisor regarding the particular facts and circumstances of your situation prior to making any financial decision. While we believe that the information presented is from reliable sources, we do not represent, warrant or guarantee that it is accurate or complete.

Third parties mentioned are not affiliated with First-Citizens Bank & Trust Company.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

First Citizens Bank is a Member FDIC and an Equal Housing Lender icon: sys-ehl.

NMLSR ID 503941