Debt
How to balance paying off debt versus saving money
Explore how to balance paying off debt and saving at the same time.
While it may seem like paying off debt should always come first, having cash reserves can be critical to your overall financial well-being.
Michael Edwards
Manager, Wealth Planning
Saving
HSA rules change over time
As you reach certain milestones, the rules for tapping the tax advantages of an HSA may change.
These tax-sheltered accounts are growing in popularity, and it's important to understand all the health savings account rules because they shift as you age or reach certain lifestyle milestones.
Saving
How to save your next dollar
Use this infographic to determine the best way to save cash based on your unique needs.
There's no one-size-fits-all answer for the best way to save cash.
College
College savings: The rules are changing
529 plans have more flexibility than they once did, and there are other ways to save for college.
While 529s are the only tax-advantaged savings vehicle for college, there are other options that do create flexibility.
Saving
Understanding personal liquidity
Learn how to maintain the right liquidity ratio while pursuing growth.
As you evaluate your personal finances and create a financial plan, your personal liquidity can be a helpful metric to consider.
Saving
3 smart ways to invest in CDs
Learn how to invest in CDs as a way to help you maximize savings while maintaining liquidity.
By staggering the maturity dates of CDs, you can capitalize on longer-term growth options while having access to liquid funds.
Saving
Are CDs a good investment for retirees?
In today's high-rate environment, are CDs good for retirement income? Explore the benefits and drawbacks.
CDs provide a fixed interest rate over a specified period—one that's often higher than what a traditional savings account may offer.
Saving
The benefits of CDs
Certificates of deposit are a popular financial instrument. Here's how to determine if a CD is right for your goals.
Whether you're saving for a down payment on a home or simply building your nest egg, understanding the role CDs can play in a diversified portfolio is a great step toward making more informed financial decisions.
Saving
How to maximize FDIC coverage on deposits
Learn how account titling can help you maximize FDIC coverage and protect your money.
The rules get a little more complex when you have more than $250,000 deposited in an FDIC-insured bank, but there are ways to stay protected.
Saving
Have you considered CD laddering as a savings strategy?
CD laddering is ideal for those who want FDIC-insured savings, higher interest rates and protection from market risk.
With CD laddering, you invest money in multiple CDs with different maturity levels instead of investing in one CD and waiting for it to mature.
Budgeting
Tips to improve your financial stress and mental health
Pay attention to your wallet. Financial stressors can greatly impact mental and physical health.
A majority of Americans surveyed say money is a significant source of stress in their lives.
Retirement
What does a financial advisor do?
Have you ever wondered what a financial advisor actually does? Get these questions and more answered about the valuable services these professionals can provide.
Find a financial advisor you trust.
Saving
10 common financial mistakes to avoid
Don't let one of more of these common financial mistakes derail your future.
Knowing where and how you've stumbled is the first step toward getting back on track.
Saving
What to do with an inheritance
Keep these options in mind when making decisions about your inheritance.
When you're wondering what to do with inheritance money, keep in mind that you don't need to put it all in one place.
Saving
Get the most out of extra cash
Put your extra money to work in ways that help advance your most important goals.
Experts recommend that you have three to six months' worth of living expenses stashed away for a rainy day.
Saving
Preparing for unexpected expenses
Here are ways you can prepare for the unexpected and any financial mishaps that could otherwise derail your plans.
Creating a safety net to buffer you from unexpected expenses doesn't need to be difficult, but it does involve planning to cover all your bases.
Showing 1 - 16 of 29 results
Showing 1 to 16 of 29 results
