Liquidity Insights

Explore insights for your lifestyle

Liquidity

Understanding employee liquidity options prior to an IPO

Accessing liquidity as an employee of a pre-IPO company can involve a series of financial calculations. Knowing your options can help you make sound decisions.
The world of liquidity has shifted for employees and founders of pre-IPO companies throughout the innovation sector during the last 10 years.

Ann Lucchesi

Senior Director

Liquidity

Negotiating Liquidity Needs at a Growing Company

Understanding all perspectives can help you balance employee, investor and business needs.
At almost every stage along the path to an IPO, venture-backed companies can face the pressure of liquidity for founders, employees and even early investors.

Ann Lucchesi

Senior Director

Liquidity

Navigate Your Short-Term Liquidity Options

Learn about your short-term liquidity options and how they can be used as timely, cost-effective solutions.
If you want to avoid the high rates of cash advances and most of your cash on hand is invested—you may want to explore other options for short-term liquidity.
Liquidity

Options for Secondary Market Private Shares

The secondary market is useful in gaining liquidity for private shares. But options and financial implications need to be understood before choosing a strategy.
A critical first step is to be clear about your motivation and goals for a liquidity event on the secondary market.

Ann Lucchesi

Senior Director

Liquidity

Navigating Mortgages as a Founder

Learn these strategies to make home financing a simpler, smoother process as a founder or entrepreneur.
Tax implications are a key consideration when obtaining a new loan.

Jason Beacham

Director, Product Management

Liquidity

10 Steps to a More Productive Liquidity Event

Follow these steps to be prepared to navigate a liquidity event while focusing on your current and future financial needs.
A liquidity event is an exciting time. As it approaches, it's a good idea to bring the focus back to your personal financial needs.

Ann Lucchesi

Senior Director

Showing 1 - 6 of 6 results

Showing 1 to 6 of 6 results

Your investments in securities and insurance products and services are not insured by the FDIC or any other federal government agency and may lose value.  They are not deposits or other obligations of, or guaranteed by any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amounts invested. There is no guarantee that a strategy will achieve its objective.

About the Entities, Brands and Services Offered: First Citizens Wealth™ (FCW) is a marketing brand of First Citizens BancShares, Inc., a bank holding company. The following affiliates of First Citizens BancShares are the entities through which FCW products are offered. Brokerage products and services are offered through First Citizens Investor Services, Inc. ("FCIS"), a registered broker-dealer, Member FINRA and SIPC. Advisory services are offered through FCIS, First Citizens Asset Management, Inc. and SVB Wealth LLC, all SEC registered investment advisors. Certain brokerage and advisory products and services may not be available from all investment professionals, in all jurisdictions or to all investors. Insurance products and services are offered through FCIS, a licensed insurance agency. Banking, lending, trust products and services, and certain insurance products and services are offered by First-Citizens Bank & Trust Company, Member FDIC, and an Equal Housing Lender, and SVB, a division of First-Citizens Bank & Trust Company. icon: sys-ehl

For more information about FCIS, FCAM or SVBW and its investment professionals, click the links below:

FirstCitizens.com/Wealth/Disclosures

SVB.com/Private-Bank/Disclosures/Form-ADV

See more about First Citizens Investor Services, Inc. and our investment professionals at FINRA BrokerCheck.

Insurance products are not insured by the FDIC or any federal government agency and are not a deposit or other obligation of, or guaranteed by, any bank or bank affiliate.

Insurance products offered in California are offered by First Citizens Investor Services, Inc., d.b.a. FCIS Insurance Solutions, Agency #6001908.

The information provided should not be considered as tax or legal advice. Please consult with your tax advisor.

This material is for informational purposes only and is not intended to be an offer, specific investment strategy, recommendation or solicitation to purchase or sell any security or insurance product, and should not be construed as legal, tax or accounting advice. Please consult with your legal or tax advisor regarding the particular facts and circumstances of your situation prior to making any financial decision. While we believe that the information presented is from reliable sources, we do not represent, warrant or guarantee that it is accurate or complete.

Third parties mentioned are not affiliated with First-Citizens Bank & Trust Company.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

First Citizens Bank is a Member FDIC and an Equal Housing Lender icon: sys-ehl.

NMLSR ID 503941