Travel Rewards Credit Card
Our premium rewards card is like traveling in first class
See more, do more, earn more
Our Travel Rewards credit card is the perfect companion for those who love to roam. We've made it easier than ever to earn extra points when you travel.
Get more to travel
Earn more points when you spend on airlines, hotels and other travel purchases.
Exclusive benefits
Spend points on travel rewards and enjoy many other great credit card benefits.
Transfer a balance
Get 0% intro APRD on balance transfers within the first 12 monthsD as a special offer.
Get rewarded so you can travel more
Redeem your points for credit card rewards including airlines, hotels, car rentals and other travel experiences.
Travel Rewards Credit Card Information
Card details and transaction fees
Balance transfers
0% introductory APRD for first 12 monthsD on balance transfers, then variable purchase rate of 17.49% to 26.49% based on creditworthiness applies
Annual fee
$95, waived for the first yearD
No foreign transaction fee
0% fee on transactions outside the US
Tap your card to pay
Make quick and secure purchases with contactless payments.
Get alerts
Track your accounts and transactions with text and email alerts.
Pay your bills
Automate your bill payments with Digital Banking for extra peace of mind.
Credit card rewards calculator
Choose how you want to earn rewards
First Citizens offers several credit cards, but the best credit card for you depends on how you like to shop and spend your money. When it comes to earning reward points, which of our credit cards will be the most rewarding for you? Use this handy credit card rewards calculator to find out.
Want to compare all our credit card features?
Access any of our card services from your phone
Temporarily lock your card
Report a lost or stolen card
Notify us if you're traveling