Digital Banking

Bank with us wherever you are

See For Yourself

Explore everything Digital Banking has to offer


Manage all your accounts in one place

Move Money

Transfer money and make payments


Access everything on your phone

Security & Alerts

Stay alert and keep your accounts secure

Meet Our Bankers

We're here for you when it matters most

Life seems to get more complex despite all the technologies designed to simplify it. That's why we're still here for you in person. Sit down with one of our bankers and let us help you feel more confident in your financial decisions.


People often ask us

Your Digital Banking app should work outside of the US as long as your mobile service provider has internet service in the country you are visiting. However, First Citizens makes no guarantees about international coverage or availability. Check with your carrier for more information about international service coverage, roaming charges, Internet access, and message and data charges.

You'll get immediate access to begin using Digital Banking once your enrollment is complete.

You can sign up for paperless statements with your First Citizens checking, savings, credit card and home equity line accounts.

You can easily enroll in Digital Banking on our homepage by selecting the Enroll Now link located in the login box. You'll need an active First Citizens account to get started. If you don't have an account, you can open one online, visit your local branch or give us a call.

When logging in to Digital Banking for the first time, visit our homepage and select First Time Log In from the login box. Enter the login ID you selected when you opened your account, and follow the steps to receive and enter your one-time Secure Access Code.

If you'll be using the device regularly, we recommend selecting the option to Register Device to avoid entering a temporary Secure Access Code every time you log in.

Please see our Digital Banking Fee Schedule and Digital Banking Agreement.

First Citizens does not charge fees to download or access First Citizens Digital Banking, including the First Citizens mobile banking app or First Citizens Text Banking. Mobile carrier fees may apply for data and text message usage. Check with your carrier for more information. Fees may apply for use of certain services in First Citizens Digital Banking.

iPhone, Touch ID and Face ID are a registered trademark of Apple, Inc.  Apple is a trademark of Apple, Inc., registered in the US and other countries. App Store is a service mark of Apple, Inc.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.