Estate Planning Insights

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Estate Planning

How a Charitable Trust Works

A charitable trust packs a one-two punch, helping you provide for your family and give generously.
Placing assets in a charitable trust may help minimize income, gift and estate taxes.
Estate Planning

How to Handle Blended Family Estate Planning

Learn how certain strategies may help make estate planning for blended families easier to navigate.
Think carefully when choosing a power of attorney. People often name a spouse to act on their behalf in these matters, but in blended families, this could lead to conflict about who’s in charge.
Estate Planning

How to Minimize Estate Taxes With a Trust

For wealthy individuals, a trust could make a big difference in the amount of tax your estate will owe.
The current estate tax exemption threshold could fall by roughly half in 2026 unless Congress acts to extend the current levels.
Estate Planning

2 Key Wealth Transfer Guardrails for Heirs

Two types of trust provisions can establish guardrails for heirs and guide the spending of their inheritance.
If you're considering guardrails for your beneficiaries, the spendthrift and education trust provisions may provide peace of mind for you—and structured support for your beneficiaries.
Estate Planning

What Is a Trust?

A trust is a versatile financial planning tool that may help you achieve a variety of goals.
There are many types of trusts, each offering a distinct set of benefits.
Estate Planning

Providing for a Loved One With a Special Needs Trust

A special needs trust can help you provide a lifeline for a loved one who's unable to manage on their own.
There are things, like occupational therapies, that government programs like Medicaid provide that could be prohibitively expensive if you're paying for them personally.
Estate Planning

Retirement Account Beneficiaries: What You Need to Know

Choosing beneficiaries for your retirement accounts is different from other assets distributed via your will. Here's what you need to know.
You have many options when planning how your retirement accounts will transfer.

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About the Entities, Brands and Services Offered: First Citizens Wealth™ (FCW) is a marketing brand of First Citizens BancShares, Inc., a bank holding company. The following affiliates of First Citizens BancShares are the entities through which FCW products are offered. Brokerage products and services are offered through First Citizens Investor Services, Inc. ("FCIS"), a registered broker-dealer, Member FINRA and SIPC. Advisory services are offered through FCIS, First Citizens Asset Management, Inc. and SVB Wealth LLC, all SEC registered investment advisors. Certain brokerage and advisory products and services may not be available from all investment professionals, in all jurisdictions or to all investors. Insurance products and services are offered through FCIS, a licensed insurance agency. Banking, lending, trust products and services, and certain insurance products and services are offered by First-Citizens Bank & Trust Company, Member FDIC, and an Equal Housing Lender, and SVB, a division of First-Citizens Bank & Trust Company. icon: sys-ehl

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