Estate Planning Insights

Explore insights for your lifestyle

Estate Planning

How to Handle Blended Family Estate Planning

Learn how certain strategies may help make estate planning for blended families easier to navigate.
Think carefully when choosing a power of attorney. People often name a spouse to act on their behalf in these matters, but in blended families, this could lead to conflict about who’s in charge.
Estate Planning

What Is a Trust?

A trust is a versatile financial planning tool that may help you achieve a variety of goals.
There are many types of trusts, each offering a distinct set of benefits.
Estate Planning

2 Key Wealth Transfer Guardrails for Heirs

Two types of trust provisions can establish guardrails for heirs and guide the spending of their inheritance.
If you're considering guardrails for your beneficiaries, the spendthrift and education trust provisions may provide peace of mind for you—and structured support for your beneficiaries.
Estate Planning

How to Minimize Estate Taxes With a Trust

For wealthy individuals, a trust could make a big difference in the amount of tax your estate will owe.
The current estate tax exemption threshold could fall by roughly half in 2026 unless Congress acts to extend the current levels.
Estate Planning

Providing for a Loved One With a Special Needs Trust

A special needs trust can help you provide a lifeline for a loved one who's unable to manage on their own.
There are things, like occupational therapies, that government programs like Medicaid provide that could be prohibitively expensive if you're paying for them personally.
Estate Planning

Retirement Account Beneficiaries: What You Need to Know

Choosing beneficiaries for your retirement accounts is different from other assets distributed via your will. Here's what you need to know.
You have many options when planning how your retirement accounts will transfer.

Showing 1 - 6 of 6 results

Showing 1 to 6 of 6 results

Your investments in securities and insurance products and services are not insured by the FDIC or any other federal government agency and may lose value.  They are not deposits or other obligations of, or guaranteed by any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amounts invested. There is no guarantee that a strategy will achieve its objective.

About the Entities, Brands and Services Offered: First Citizens Wealth™ (FCW) is a marketing brand of First Citizens BancShares, Inc., a bank holding company. The following affiliates of First Citizens BancShares are the entities through which FCW products are offered. Brokerage products and services are offered through First Citizens Investor Services, Inc. ("FCIS"), a registered broker-dealer, Member FINRA and SIPC. Advisory services are offered through FCIS, First Citizens Asset Management, Inc. and SVB Wealth LLC, all SEC registered investment advisors. Certain brokerage and advisory products and services may not be available from all investment professionals, in all jurisdictions or to all investors. Insurance products and services are offered through FCIS, a licensed insurance agency. Banking, lending, trust products and services, and certain insurance products and services are offered by First-Citizens Bank & Trust Company, Member FDIC, and an Equal Housing Lender, and SVB, a division of First-Citizens Bank & Trust Company. icon: sys-ehl

For more information about FCIS, FCAM or SVBW and its investment professionals, click the links below:

FirstCitizens.com/Wealth/Disclosures

SVB.com/Private-Bank/Disclosures/Form-ADV

See more about First Citizens Investor Services, Inc. and our investment professionals at FINRA BrokerCheck.

Insurance products are not insured by the FDIC or any federal government agency and are not a deposit or other obligation of, or guaranteed by, any bank or bank affiliate.

Insurance products offered in California are offered by First Citizens Investor Services, Inc., d.b.a. FCIS Insurance Solutions, Agency #6001908.

The information provided should not be considered as tax or legal advice. Please consult with your tax advisor.

This material is for informational purposes only and is not intended to be an offer, specific investment strategy, recommendation or solicitation to purchase or sell any security or insurance product, and should not be construed as legal, tax or accounting advice. Please consult with your legal or tax advisor regarding the particular facts and circumstances of your situation prior to making any financial decision. While we believe that the information presented is from reliable sources, we do not represent, warrant or guarantee that it is accurate or complete.

Third parties mentioned are not affiliated with First-Citizens Bank & Trust Company.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

First Citizens Bank is a Member FDIC and an Equal Housing Lender icon: sys-ehl.

NMLSR ID 503941