Commercial Real Estate Loans & Financing

Grow your commercial real estate business

Buy, refinance or expand

With deep industry relationships, lending expertise and market experience, our bankers are poised to help you grow. We offer commercial construction loans as well as commercial real estate financing for offices, retail property, industrial property, multi-family rental units, select hospitality properties, condominiums, commercial investment property and loan portfolios, and more.

Adjustable-rate loans

We offer flexible commercial property loans with 15- to 20-year terms on any amount above $250,000.

Vendor financing

Provide financing options for your customers and we'll handle the paperwork.

Vehicle financing

Get repayment terms up to 5 years and 100% commercial real estate financing on vehicles and tractor-trailers.

First Citizens And You

Grow your footprint with our commercial real estate lending expertise

Get into the right owner-occupied space

Make an investment in your company's future. First Citizens can help you determine if purchasing your commercial property is the right decision for your business and provide financing solutions to meet your needs.

Access competitive flexible rates

We offer a range of commercial real estate loan rates and terms. Let us help you find what suits your unique needs for the project you have in mind.

Leverage local expertise

Our bankers have years of experience in their communities. Leverage their connections to find and finance the right commercial properties for your growing business.

Offer vendor financing to your customers

If you're an equipment dealer, we can help you offer vendor financing directly to your customers. Accept applications from customers, generate quotes online and receive approval for financing within hours. We handle the paperwork and offer competitive rates so you can close even more sales.

Finance your fleet

Businesses operating a fleet of vehicles from 10 to 100 units can take advantage of specialty truck, tractor and trailer financing. Get up to 100% financing for leases. Commercial lease rates for equipment and vehicles are commonly lower than commercial finance rates.

Commercial Real Estate Financing Insights

Grow your business

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