Middle Market Banking Services & Solutions

Comprehensive solutions for middle market companies

Empowered relationship banking and expertise

Our middle market banking team has the industry expertise, services and financial strength that can help you take your business to the next level.

Industry knowledge

We have years of experience helping privately and publicly held mid-sized businesses grow and prosper.

Comprehensive approach

We offer customized middle market banking solutions that can help your business achieve long-term success.

Client focused

We're dedicated to building long-lasting relationships to help businesses advance their strategy and reach their goals.

Our Middle Market Banking Approach
Stable. Reliable. Secure.

A track record of service

We're America's largest family-controlled bank, helping businesses like yours make more of their finances for more than 125 years.

High-performing, experienced team

Our relationship managers have an average of 20 years of experience providing financial guidance to companies ranging in revenues from $75 million to $750 million. We serve a variety of industries, including commercial and industrial, distribution, wholesale, manufacturing, and logistics and transportation.

Smart, steady growth

Our customers benefit from our top-tier credit quality, outstanding capital strength and strong liquid balance sheet.

Webinar Series

Middle Market Banking Business Insights

Join us for a business-focused webinar series that provides a range of expert discussions from owners, executives, service providers and others engaged with middle market companies. This series explores insights into 2024.

Driving Value in Today's M&A Market

View a replay of the May 7 webinar.

Watch Now

Lead. Empower. Strengthen.

View a replay of the November 30 webinar.

Watch our Middle Market Banking webinar
Middle Market Lending & Banking Services

Forward-focused financial solutions

  • Capital markets and syndication capabilities, including private placements
  • Working capital and revolving credit facilities
  • Asset-based factoring and supply chain financing
  • Equipment and vendor financing programs
  • Fixed assets and strategic initiative financing, including M&A
  • Treasury management solutions
  • Merchant services
  • Interest rate and foreign exchange risk management solutions
  • Commercial risk management and insurance
  • Institutional trust advisory, including 401(k) plans

Middle Market Banking Resources
Foreign exchange articles

First Citizens and You
Reach higher with middle market banking expertise

Watch the First Citizens Middle Market Banking video

Great businesses are built on strong relationships.

At First Citizens Bank, that's been our way of thinking for more than a century. Hi, I'm Brendan Chambers. And if your mid-sized company believes in strong relationships, too, First Citizens' new middle market banking team is the right partner for you.

We have the expertise and financial strength that can help you lift your business to the next level. And once you're there, we'll help you reach for the level after that. That's the value of a strong relationship. That's First Citizens middle market banking.

Middle Market Banking FAQ
People often ask us

Middle market banking covers private, public and family-owned companies that fall between small business companies and multinational corporations. First Citizens further defines the segment as companies with revenues ranging from $75 million to $750 million.

No. Investment banking is a type of banking that arranges financial transactions for companies generally tied to M&A or IPO events.

Middle market lending is focused on lending to industries such as manufacturing, distribution, transportation and logistics, and business services that have a need for a term loan, revolver lines, factoring or asset acquisition.

Middle Market Banking Insights
Expand your knowledge

Risk Management

Reducing the Risk of Data Security Breaches

Discover key prevention strategies to help protect your business against data security breaches.
Data security breaches are far more common than many people realize, and businesses of all sizes are at risk.
Technology

Should Your Company Pursue End-to-End Digitization?

Powerful, transformative technology can help shock-proof your business from future challenges.
When fully implemented, end-to-end digitization encompasses everything your company does, from sourcing raw materials to following up on sales made through your website—and it's all rooted in data.
Operations

Inventory Challenges of Wholesale Business

How can a business maintain the precarious balance between enough and too much inventory?
Having less inventory could drive value and efficiency.

Account openings and credit are subject to bank approval.

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Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

NMLSR ID 503941