Trust & Fiduciary Services

Build a strong foundation for the future

Helping you protect your assets and secure your legacy

Our team of trust and fiduciary professionals will provide a range of unique solutions to help you navigate the complexities of your financial and estate plan, so the legacy you've worked hard to build will remain intact for future generations.

Connect With Us
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Trust & Fiduciary Services at a Glance

Experience-driven solutions

Opening in 1898, First Citizens is the largest family-controlled bank in the US. Over the years, we've helped thousands of individuals by partnering with their financial and legal professionals in the administration and disposition of their estates and assets.

  • Trust administration

    We can administer a broad array of structures to meet your specific objectives and align with your unique wealth strategy.

  • Estate settlement

    We're here to help you and your loved ones navigate the complex process of transferring assets throughout the estate settlement process.

Our Approach
How we support your trust and fiduciary needs

Part of a comprehensive strategy

The legacy you've built is one piece of a larger story, and our holistic approach to wealth strategy can help you see how small details fit the bigger picture.

Estate planning by design

A thorough plan can make a big difference in the lives of those you love. Together, we can help you leave behind clear instructions and provide peace of mind.

Ongoing plan assessment

Alongside your other financial and legal professionals, we help you maximize the financial potential of your legacy by ensuring it adapts as legislative impacts and family dynamics evolve.

A partnership that lasts

Our value is ongoing. We work with your loved ones, helping them manage their finances as they benefit from your generosity.

A Closer Look at Estate Settlement
Estate services to support your loved ones

During an emotional time for your loved ones, a dedicated team will carry out your wishes based on the directions in your estate plan and provide consistent communication as your assets are distributed. As executor of your estate, we offer a range of services, including:

  • Filing court documents, such as asset inventory and accounting
  • Overseeing collection, valuation and distribution of your assets
  • Conducting sale or distribution of personal property and real estate
  • Coordinating preparation of estate, fiduciary and personal income tax returns
  • Paying your remaining debts, taxes and expenses
  • Collecting money owed to your estate
  • Canceling payments, such as credit cards, subscriptions and utilities
  • Completing and filing insurance and annuity claims

Special Asset Management
Fiduciary services for special assets

If your estate includes unique assets, we'll collaborate with you to identify them, define your goals and determine a course of action that aligns with your overall financial plan.

Real estate

We can help you manage your residential, commercial, farmland or timber assets to align with your financial plan.

Closely held private business

We'll work directly with owners, grantors and beneficiaries of a trust or estate holding private interests to determine and maximize these interests.

Personal property

As your executor, we'll inventory, sell and distribute a variety of personal property assets within your estate, such as vehicles, household furnishings and jewelry.

Insights
A few insights for your financial plan

INTEL

2024 Changes to Real Estate Commission Payments

In August 2024, changes to residential real estate agent commissions went into effect. Learn the potential impacts on home purchases and sales.
In late August 2024, the National Association of Realtors, or NAR, made several changes to real estate agent commissions and disclosures to make realtor compensation more equitable and transparent for home buyers and sellers.
Planning

Navigating Changes to Student Loan Forgiveness

Explore strategies to help you understand and adjust to the shifting landscape of student loan forgiveness.
Being proactive can help you address the continuing uncertainties around student loan forgiveness and adapt your financial plan accordingly.

Nerre Shuriah

JD, LLM, CM&AA | Senior Director of Wealth Planning

Planning

Carried Interest Strategies for Trust Planning

Learn how private equity and venture capital fund general partners can leverage carried interest and navigate IRS regulations for effective estate planning.
In addition to helping meet the often-complex needs of private equity and venture capital funds, carried interest has the potential to represent significant value to fund partners.

Ann Lucchesi

Senior Director

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About the Entities, Brands and Services Offered: First Citizens Wealth™ (FCW) is a marketing brand of First Citizens BancShares, Inc., a bank holding company. The following affiliates of First Citizens BancShares are the entities through which FCW products are offered. Brokerage products and services are offered through First Citizens Investor Services, Inc. ("FCIS"), a registered broker-dealer, Member FINRA and SIPC. Advisory services are offered through FCIS, First Citizens Asset Management, Inc. and SVB Wealth LLC, all SEC registered investment advisors. Certain brokerage and advisory products and services may not be available from all investment professionals, in all jurisdictions or to all investors. Insurance products and services are offered through FCIS, a licensed insurance agency. Banking, lending, trust products and services, and certain insurance products and services are offered by First-Citizens Bank & Trust Company, Member FDIC, and an Equal Housing Lender, and SVB, a division of First-Citizens Bank & Trust Company. icon: sys-ehl

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