Debit Card

The fast and secure way to pay

Go cashless with your First Citizens Visa® debit card. Automatically deduct each transaction from your checking account—no need to write checks.


  • Get protection from unauthorized transactions with the Visa Zero Liability PolicyD
  • Track and control your budget with Digital Banking
  • Get exclusive Visa discounts
  • Set up security alerts to notify you of suspicious transactions

Account openings are subject to bank approval.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Visa's Zero Liability Policy covers fraudulent purchases and payments on the Visa network made by others without your authorization using your consumer debit card. You must report unauthorized purchases made by others using your card promptly. Provisional credit will be given while we investigate your claim. Please consult our Deposit Account Agreement for information on unauthorized transactions.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.