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If you and your family have $250,000 or less in all of your deposit accounts at the same insured bank or savings association, you don't need to worry about your insurance coverage—your deposits are fully insured. A depositor can have more than $250,000 at one insured bank or savings association and still be fully insured provided the accounts meet certain requirements. In addition, federal law provides for insurance coverage of up to $250,000 for certain retirement accounts.

Yes. You can access your First Citizens credit card information online through Digital Banking. You can view your current account status and review 6 months' worth of transaction history. You can also access account information and view recent transactions in Mobile Banking.

Customers with Digital Banking access can switch to email delivery and go paperless for all credit card statements. To enroll, log in to Digital Banking.

Yes. You can access your personal accounts through Digital Banking, including the mobile and tablet apps, if they are tied to your Digital Banking profile.

You can transfer from any of your checking, savings, equity line or money market accounts.

You can transfer money between your First Citizens checking accounts, savings accounts or money market accounts—including accounts at other financial institutions.

You can also transfer to another First Citizens banking customer using our Pay Bank Customer feature, or our Transfer to Another Customer feature.