Payments & Transfers

You can transfer from any of your checking, savings, equity line or money market accounts.

You can transfer money between your First Citizens checking accounts, savings accounts or money market accounts—including accounts at other financial institutions.

You can also transfer to another First Citizens banking customer using our Pay Bank Customer feature, or our Transfer to Another Customer feature.

Yes. You're able to make outbound or inbound transfers within Digital Banking. To make an external transfer to another financial institution, you'll have to add the external account information and verify the account before it appears in your list of accounts.

Yes. First Citizens offers Bill Pay, which is secure, convenient and free. With Bill Pay, you can pay anyone in the United States from any device on a single page. You can also:

• Pay a single bill or multiple bills at once, in seconds
• Set up recurring payments and reminders
• Receive bills electronically with eBills
• Receive protection in the event of unauthorized transactions or processing delays

A checking account is required for Bill Pay. If it's a joint checking account, each account holder can use the same account for Bill Pay. However, each account holder should enroll in Digital Banking and Bill Pay independently—meaning that both account holders may use the same checking account to pay their bills, but will only see pending payments they schedule individually. Once the payments post, both customers will see them in the list of posted transactions on their account.