Manage My Money

Our tools help you make the most of your money

Accounts

See the Big Picture

Get a glimpse of your full financial picture by adding all your accounts to Manage My Money in Digital Banking. You can even add the accounts you have with other banks.

  • See your full net worth and monitor your debt
  • Connect your checking, savings, mortgage, credit cards, loan and investment accounts
  • Manually add the equity in your home or other property, fully paid vehicles and other assets
  • Watch how your net worth changes over time by analyzing your gains and losses
Spending

Know Where Your Money Goes

Once you add your accounts, you'll be able to clearly see where your money is going. The bigger the bubble, the more you're spending. Color coding helps you see what's costing you the most money.

  • Track what you spend on everyday expenses like rent, mortgage or utilities
  • Classify your expenses into categories
  • Create custom spending categories and split expenses into multiple categories
Trends

Track Trends Over Time

Keep track of what you've achieved with budget and see how those impulse buys really impact your goals.

  • Track personal financial trends to quickly see how your spending has changed over time
  • Discover where you can cut back to make monthly expenses more predictable
  • Use your historical spending patterns to create a more accurate budget
Debt

Keep Tabs on Debt

No matter how much debt you have, you can stay on top of it with detailed insights.

  • View balances, interest rates and payments due for each loan or credit card
  • Use insights to develop a payoff plan
  • See timeline payoff scenarios

Ready to get started?

Step 1

Open an account

To use Manage My Money™, you'll need a First Citizens checking account.

Step 2

Log In

You automatically have access to Digital Banking with your new account. Simply log in.

Step 3

Add accounts

Select Manage My Money from the main menu to link other bank accounts, loans, investments and assets.

FAQ

People often ask us

With First Citizens Manage My Money, you can view all of your accounts and transactions, including non-First Citizens accounts, within Digital Banking. These can include checking, savings, credit cards, auto and personal loans, mortgages, investments, insurance, retirement plans and more. You can even manually add an account, such as the equity in your home, a property without a mortgage, or the value of a family heirloom, jewelry, paid-for vehicles or other assets using the Add Manual Account feature.

To add a non-First Citizens account, select the Manage My Money icon in the Digital Banking menu, and then select the "Add an Account" button in the top right corner of the screen.

Insights

Get insights into budgeting your money

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Please see our Digital Banking Fee Schedule and Digital Banking Agreement.

First Citizens does not charge fees to download or access First Citizens Digital Banking, including the First Citizens mobile banking app or First Citizens Text Banking. Mobile carrier fees may apply for data and text message usage. Check with your carrier for more information. Fees may apply for use of certain services in First Citizens Digital Banking.

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