Personal Insights

Explore insights for your lifestyle

All Investing Insights Saving Insights Career Insights Insurance Insights Security Insights Home Insights Budgeting Insights Credit Insights Debt Insights Retirement Insights College Insights Family Insights Calculators Personal Video Insights Taxes Insights Banking Insights
Family

Financial planning for new parents

Expecting, adopting or planning ahead? Here's how to financially prepare for a baby in eight steps.
Whether you're currently expecting, adopting or just planning ahead, there are a few things you can do to get ready.
Taxes

End-of-year financial planning checklist

This end-of-year checklist outlines 10 steps to start 2026 with a stronger financial foundation.
A year-end financial review offers a powerful opportunity to strengthen your finances—helping you uncover tax-saving opportunities, mitigate risks and set clear goals for the year ahead.
Family

How does having a child affect taxes?

Discover seven tax breaks for parents that may help reduce the cost of raising a child.
Raising a child involves significant costs, but there are tax breaks that may help relieve some of the financial strain.
Retirement

Know the difference between a Roth and traditional IRA

There are essential differences between traditional and Roth IRAs that may impact which option is right for you.
Choosing a Roth versus traditional IRA can depend on several key factors, but it all starts with understanding how they differ.
Home

Understanding the 2025 home market

Is now a good time to buy a house? Learn the pros and cons so you can make the right choice for you.
For those who are financially prepared, buying a home now can make sense.
Retirement

How to plan for retirement

Use these retirement planning strategies to help secure your future.
Conventional wisdom says you'll need roughly 80% of your current income to maintain your lifestyle in retirement.
Family

Financial checklist: 8 steps for new parents

This financial checklist for new parents can help ensure you're well-prepared for the first year of parenthood and beyond.
When it comes to financial planning for new parents, creating a budget is important.
Home

Financial planning guide to buying a house

Explore six strategies designed to help you save money on your mortgage while supporting your financial plan.
These six strategies for financial planning to buy a house are designed to set you up for homebuying success.
Retirement

Is a rollover IRA right for you?

Here's how to decide if a rollover IRA is the right choice for your circumstances.
While rolling over a 401(k) or other employer-sponsored retirement plan into an IRA is generally quick and relatively simple, there are some nuances to consider.
Insurance

How to lower insurance premiums as disasters rise

Natural disasters and extreme weather events are becoming more frequent. Learn how to manage their impact on insurance premiums to help minimize losses.
At the very least, an annual review gives you a chance to confirm that your policy accounts for any new risk-reduction steps you've taken throughout the year.
Retirement

Tips to ease retirement fears

Alleviate your fears of running out of money in retirement with these strategies.
If you can afford to do so, plan for a retirement that exceeds your life expectancy.
Retirement

What to do with a 401(k) when changing jobs

Wondering what to do with an old 401(k)? Learn more about your 401(k) rollover options.
There's no one-size-fits-all answer for what to do with an old 401(k), but cashing out should be the last resort for most savers.
Retirement

Comparing retirement plans for the self-employed

Explore the pros and cons of the five most common retirement plans for the self-employed.
The right option for you will largely depend on your current earnings, how much you want to contribute and whether you have any employees—along with a few other factors.
Family

What can a trust do for you?

Trusts are very different from wills, and different types of trusts can be used to accomplish different types of goals.
Trusts are like a Swiss Army knife: powerful and versatile planning tools that most people—especially those with complex or sizable estates—should be aware of.
Retirement

Build on the basics with retirement income 201

Advanced steps could help customize and stabilize your retirement income planning strategy.
As retirement income strategies become more advanced, the more likely it is that you’ll need professional tax help.
Family

Ideas for preserving generational wealth

Once your retirement is secure, you may want to pursue strategies to preserve wealth beyond your lifetime.
With a legacy plan in place, you have an opportunity to make a difference that can be sustained long after you've passed away.

Nerre Shuriah

JD, LLM, CM&AA, CBEC® | Senior Director of Wealth Planning and Knowledge

Showing 1 - 16 of 355 results

Showing 1 to 16 of 355 results

Featured publication

This material is for informational purposes only and is not intended to be an offer, specific investment strategy, recommendation or solicitation to purchase or sell any security or insurance product, and should not be construed as legal, tax or accounting advice. Please consult with your legal or tax advisor regarding the particular facts and circumstances of your situation prior to making any financial decision. While we believe that the information presented is from reliable sources, we do not represent, warrant or guarantee that it is accurate or complete.

Third parties mentioned are not affiliated with First-Citizens Bank & Trust Company.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

First Citizens Bank is a Member FDIC and an Equal Housing Lender icon: sys-ehl.

NMLSR ID 503941