Personal Insights

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Retirement

How to choose a senior care community

It's crucial to decide what assistance you may need before considering your options.
Find the appropriate level of support and assistance that fits your or your loved one's budget.
Insurance

Other types of insurance to consider

Consider going beyond traditional coverage with other types of insurance.
In many ways, you can think of insurance as a way to protect your life's savings.
Retirement

How to open an IRA

IRAs are available to most people, and the process of establishing an account is straightforward.
Anyone who's earned income during the year can make contributions to a traditional IRA.
Retirement

Guide to IRAs: How to grow your retirement savings

IRAs are a popular way to save for retirement. From tax benefits to contribution limits, learn more about how they work.
Unlike workplace retirement plans, anyone who has earned taxable income during the year can contribute to an IRA.
Investing

How interest rate changes can affect economic trends

The balancing act between interest rates and inflation is affecting housing markets and investment returns, making it more important to have a solid financial plan.
A strategic approach to financial planning may help you navigate the current and future interest rate environment.
Retirement

IRA withdrawal rules you need to know

Brush up on IRA withdrawal rules to avoid paying costly penalties.
The type of account you own will dictate when you may withdraw your funds without penalty, as well as any tax implications you should be prepared for.
Family

Budgeting with a baby on the way

If you're expecting, it pays to prepare for the financial road ahead.
It's important to begin planning before you become pregnant—or adopt—and consider opening a dedicated account for everything from baby gear to medical costs.
Home

Is it better to rent or buy a house?

In today's market, is it better to rent or buy a house? This guide breaks it down.
People who own their homes have about 40 times more wealth than people who rent, according to the National Association of Realtors.
Home

What to know before buying a condo

Here's what you need to know if you're thinking about purchasing a condo as a vacation home or primary residence.
Although there are many benefits of buying a condo, there are also a few caveats to consider—particularly if you're choosing between buying a condo versus a house.
Home

How empty nesters are downsizing

Today's empty nesters are taking four different approaches to downsizing, including upsizing.
The tried-and-true strategy of buying a smaller home once your kids become independent may still be the best option for many.
Retirement

A strategic approach to Social Security benefits

Determining when to start your benefits is one of your key pre-retirement decisions.
Figuring out the right time to claim may also depend on your spouse's situation, your work plans and the other savings you have to support your retirement.
Career

How to take full advantage of a pay raise

Here's what to do if you get a raise.
Once you have a sense of how much extra income the pay raise will actually produce, you can begin figuring out the best ways to put it to work.
Home

HELOC versus home equity loan: How to choose

Before tapping into your home's equity, know the pros and cons of a HELOC versus home equity loan.
While the two options share similar benefits, there are some critical differences between a HELOC and home equity loan that may impact which is the right fit for your goals.
Home

10 home improvements that increase value

See which home remodeling projects actually pay for themselves.
When it comes to home improvements that add value, projects that increase curb appeal tend to have high return on investment.
Investing

Use wealth management to help power your financial planning

There's no replacement for professional advice, but tech tools can add power and precision to the advice you get from your human advisor.
Wealth management technology isn't just an option—it's essential to your pursuit of prosperity.
Family

Car buying trends in the 2024 market

The markets for new, used and electric vehicles are shifting rapidly.
While inventory levels continue to stabilize, semiconductor chip shortages are still playing a role in keeping dealer supply relatively low in 2024.

Showing 33 - 48 of 353 results

Showing 33 to 48 of 353 results

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