Retirement Insights
Explore insights for your lifestyle
Retirement
IRA withdrawal rules you need to know
Brush up on IRA withdrawal rules to avoid paying costly penalties.
The type of account you own will dictate when you may withdraw your funds without penalty, as well as any tax implications you should be prepared for.
Home
How empty nesters are downsizing
Today's empty nesters are taking four different approaches to downsizing, including upsizing.
The tried-and-true strategy of buying a smaller home once your kids become independent may still be the best option for many.
Retirement
A strategic approach to Social Security benefits
Determining when to start your benefits is one of your key pre-retirement decisions.
Figuring out the right time to claim may also depend on your spouse's situation, your work plans and the other savings you have to support your retirement.
Retirement
Put your retirement plans through a stress test
It's good to take a realistic look at your dreams and interests before your retirement date arrives.
While there are plenty of unknown variables in any retirement outlook—think market volatility, life expectancy and inflation—you can try to control and plan for certain aspects.
Retirement
Save smarter for retirement with these strategies
Once you have enough for retirement, other saving options may hold advantages.
For 401(k)s, watch out for the notion that retirement planning is merely is limited to opening a 401(k) and then putting as much money into it as you can.
Retirement
Inherited IRA rules
An inherited IRA can be a financial gift, but there are some rules for how you can use it.
The laws around receiving an IRA vary, depending on your relationship with the person who left it to you.
Saving
Are CDs a good investment for retirees?
In today's high-rate environment, are CDs good for retirement income? Explore the benefits and drawbacks.
CDs provide a fixed interest rate over a specified period—one that's often higher than what a traditional savings account may offer.
Family
Introducing your children to your advisor
Opening lines of communication with your children about family financial planning is important regardless of their age.
Advisors say it's never too early for children to meet the family financial advisor, but those encounters—and their benefits—will look significantly different depending on your children's ages.
Retirement
Risk assessment is about more than testing your tolerance
Other factors, including your capacity to absorb losses, should come into play.
Many people think risk tolerance is just a matter of, "Do I want to be aggressive or do I want to be conservative?" But there's much more to it than that.
Retirement
Things to consider before you relocate in retirement
There's more to moving than simply finding your dream home.
Just because you don't have a job with a regular paycheck doesn't mean you can't qualify for a mortgage if you need one.
Retirement
Retirement readiness: SECURE 2.0 rules could help
New provisions in the SECURE 2.0 Act could make it easier to reach your retirement goals.
The landmark SECURE 2.0 Act makes changes to retirement account rules that affect broad cross-sections of retirees and retirement savers, from people just entering the workforce to those who are already comfortably retired.
Retirement
Financial prep to pursue your passion project
It pays to make sure your passion project will be financially viable, and perhaps even profitable, after you retire.
Even if you have big ambitions going in, a lot of avoiding burnout comes down to pursuing your passion in a way that aligns with your resources.
Retirement
Strategically grow your retirement fund
Maxing out IRA contributions can be an important part of your retirement investing plan.
Maxing out Roth IRA contributions may be the best plan if you expect to be in a higher tax bracket when you retire.
Retirement
Unique retirement challenges women face
Discover some of the challenges women face in their retirement planning, from wage gaps to caregiving.
According to one recent survey, only 19% of women felt confident they were on track to retire without running out of money, compared to 35% of men.
Retirement
What you should know about Social Security survivor benefits
Understanding what Social Security may pay to your survivors is a key part of legacy planning.
From the day you begin paying into it, a portion of the taxes collected for Social Security are set aside to provide a form of life insurance for your spouse and dependents.
Investing
Self-directed investing fundamentals
Even with a self-directed account, a professional approach can help you successfully manage your portfolio.
Even as tools like direct-investing apps and robo-advisors have become increasingly popular, many investors are realizing that doing it yourself is as much of a responsibility as an opportunity.
Showing 17 - 32 of 64 results
Showing 17 to 32 of 64 results
