Smart Safe & Provisional Credit Services
Save on time and worry with better cash management
Get security and flexibility with Smart Safe services
With Smart Safe and Provisional Credit services, you get a safe that counts your money automatically and protects it from unauthorized access. Plus, we'll issue a provisional credit to your business account the same day its recorded—giving you access to your money faster than traditional deposits. Smart Safe is perfect for cash-based businesses, including quick-service restaurants, utility companies, grocery and convenience stores, and gas stations.
Same-day provisional credit
Your provisional credit is posted to your account the same morning totals are reported.
One convenient account
Available funds for your locations are consolidated into a single account.
Easy online access
Use Commercial Advantage to see your provisional credit the same day it posts.
Smart Safe Benefits
Better cash management to save your business time
Minimize cash on site
Smart Safe has enhanced security features that protect the safe from unauthorized or illegal access. By keeping your business's cash in Smart Safe, you'll have less available cash on site, meaning you're less likely to become a victim of theft.
Get reliable audit controls
Smart Safe keeps track of how much cash is in the safe, how much should be deposited and the amount of change available—so you can stay focused on your business and your customers.
Reduce cash-handling risks and costs
Eliminate the need for employees to sort, count, strap and balance your business's cash—which reduces errors and thefts. Plus, save money by eliminating the costs of a night depository.