Commercial Zero Balance Accounts

Get money working for your business

Manage and invest excess funds with a Zero Balance Account

Does your business transfer money between multiple accounts to cover check activity, or do you use several checking accounts to collect payments? A Zero Balance Account can help you be more efficient through process automation and account consolidation.

More focus

Concentrate balances by transferring funds to and from a master account for efficient use.

More efficient

Reduce administrative time and effort when monitoring daily cash positions.

Better balance

Maintain separation for stronger auditing and accounting solutions.

Find out more about zero balance accounts
Benefits of Zero Balance Accounts

Manage funds for less

Reduce costs

Help prevent overdrafts and related costs.

Eliminate transfers

Avoid the need to initiate manual transfers.

Stay a step ahead

Increase investment income or reduce borrowing costs by eliminating idle balances.

how it works

Maintain your freedom

Zero Balance Accounts are designed to help eliminate manual transfers, reduce idle cash and prevent overdrafts.

Automation

Maintain payment and depository accounts automatically, at a zero balance, by transferring funds from or to your master account.

Daily transfers

We automatically transfer funds from your master account into other accounts in the exact amount needed to cover your payments.

Independence

Simplify funds transfer activity while maintaining account autonomy.

Efficiency

Consolidate bank balances and create one pool of funds to determine your daily cash position.

Normal bank approval applies.

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NMLSR ID 503941