First Citizens Bank Customer Service
Personal

888-323-4732

Monday to Friday: 8 am to 9 pm ET

Saturday and Sunday: 8 am to 8 pm ET

Automated system available 24/7

919-716-4588

Monday to Friday: 8 am to 9 pm ET

Saturday and Sunday: 8 am to 8 pm ET

Automated system available 24/7

877-532-2669

Monday to Friday: 8 am to 8 pm ET

866-567-7760

Monday to Friday: 8 am to 9 pm ET

Saturday and Sunday: 8 am to 8 pm ET

800-845-3161

Monday to Friday: 8:30 am to 8 pm ET

Talk to a mortgage banker

800-543-9000

Monday to Friday: 8 am to 9 pm ET

Saturday and Sunday: 8 am to 8 pm ET

888-514-6846

Monday to Friday: 8 am to 9 pm ET

Saturday and Sunday: 8 am to 8 pm ET

866-645-1694

Monday to Saturday: 8 am to 9 pm ET

Sunday: 8 am to 6 pm ET

540-561-4707

Monday to Friday: 8 am to 9 pm ET

Saturday and Sunday: 8 am to 8 pm ET

877-206-3818

Monday to Friday: 8 am to 9 pm ET

Saturday and Sunday: 8 am to 8 pm ET

800-562-1337

Monday to Friday: 8 am to 9 pm ET

Saturday and Sunday: 8 am to 8 pm ET

888-322-4678

Monday to Friday: 8 am to 5 pm ET

866-322-5433

Monday to Friday: 8 am to 5 pm ET

866-800-4656

Monday to Friday: 9 am to 8 pm ET

ServicePropertyPay@FirstCitizens.com

855-462-2652

Monday to Friday: 9 am to 9 pm ET

Saturday: 10 am to 6 pm ET

FAQ
People often ask us

To get started when calling First Citizens Direct (888-FC DIRECT), you'll be prompted to say the reason for your call for proper routing:

  • Personal banking
  • Business banking
  • Fraud alert
  • Apply for a new account or loan

The following self-serve options are available when Personal Banking is selected:

  • Repeat balance
  • Recent transactions
  • Checking and savings accounts

A representative can help you with:

  • Card services
  • Mortgages and loans
  • Digital Banking
  • Applying for a new account or loan
  • Other banking services
  • Business banking

The following self-serve options are available when Checking and Savings is selected:

  • Transfer funds
  • Make a payment
  • Check balances
  • Get check information
  • Stop a payment

A representative can help you with:

  • Report fraud
  • Change overdraft settings
  • Reorder checks

The following self-serve options are available when Card Services is selected:

  • Make a payment
  • Check your card balance
  • Check your rewards balance
  • Report travel
  • Freeze or unfreeze a card
  • Check your digital wallet

A representative can help you with:

  • Reporting fraud
  • Requesting a credit increase
  • Other types of support

The following options are available when Mortgages and Loans is selected:

  • Make a payment
  • Get information
  • Apply for a mortgage or loan

The following options are available when Other Bank Services is selected:

  • Make a payment
  • Report a card lost, stolen or damaged
  • Transfer funds
  • Reorder checks
  • Report fraud
  • Reach brokerage or trading department

When calling Credit Card Activation (888-514-6846) or Debit Card Activation (800-562-1337) from the number on the sticker of a new credit card, you'll be asked to enter your 16-digit card number along with additional information. Upon successfully authenticating, your card will be activated.

When calling the Credit Card Servicing Center (800-543-9000), you'll first be asked questions to authenticate your account. If you're unable to authenticate, you'll be sent to speak to a representative.

Menu options include:

  • Check recent card transactions (available as self-service option)
  • Report your card lost, stolen or damaged
  • Activate a card
  • Freeze or unfreeze a card
  • Make a payment
  • Report travel
  • Report fraud

Need something else?

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Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

NMLSR ID 503941