Real-Time Payments
Improve cash flow by receiving payments instantly
Get Real-Time Payments
We understand every business has unique needs and may want to streamline their payment services. That's why we offer Real-Time Payments, or RTP®, which allows businesses to conveniently receive payments and access funds immediately.
Real-time payments benefits
Fast, secure payments
Process Real-Time Payments 24/7/365
Receive same-day payments for goods and services rendered.
Send payments securely
Make payments from accounts at other banks to your First Citizens account for cash concentration and daily reconcilement.
Opt out easily
You can opt out of RTP at any time by contacting the Business Engagement Center. We'll process your request within 3 business days. All RTP payments will be rejected without further notification.
Manage your business on the go
Manage your accounts from anywhere
Send and transfer money using ACH and wires
Receive account and security alerts