business wire transfers

Move funds fast—domestic or international

Send business wire transfers around the world

Ensure your funds get where they need to go, safely and efficiently. Send business wire transfers domestically or internationally, automated by the best services.

Same-day funds

Domestic wire transfer funds are available when the beneficiary account is credited.

Save paper

With business wire transfers, you don't have to send or receive checks for large sums of money.

Same-day verification

Get business wire transfer details online or receive email notifications.

Benefits of Wire Transfers for Businesses
Incentives for faster funds

Get speed and security

Wire transfers are one of the quickest ways your business can move same-day funds conveniently and securely.

Save time with automation

Reduce administrative tasks by creating payment templates in Commercial Advantage for repetitive business wire transfers.

Send wire transfers from anywhere

Initiate outgoing requests through Commercial Advantage or at your local branch.

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Send and transfer money using ACH and wires

Receive account and security alerts

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Business Digital Banking

Manage your business on the go

Send and transfer money using ACH and wires

Business Digital Banking

Manage your business on the go

Receive account and security alerts

Wire Transfers FAQ
People often ask us

A wire transfer is an electronic transfer of funds from one bank or institution to another.

When you initiate a domestic or international business wire transfer, the funds are processed electronically to the receiving bank. It's generally a secure way of sending money from one bank to another with little delay, depending on factors like fund and system availability.

All wire transactions submitted prior to 6 pm ET Monday through Friday (excluding bank holidays) will be processed the same day for delivery.

To learn more about wire transactions, refer to our Domestic Wires Quick Reference Guide (PDF), which is also available in our Learning Center.

To learn more about international wires, review the International Wires Quick Reference Guide (PDF) in the Learning Center.

Normal bank approval applies.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

NMLSR ID 503941