Visa Purchasing Card

Take control of business expenses

Streamline business expenses

Build credit while simplifying business purchases, reducing paperwork and monitoring expenses with the First Citizens Visa® Purchasing Card.

Safe and efficient

Electronic payments are secure, fast and more accurate than paper checks.

Lower costs

Reduce administrative costs for purchase orders, invoices and checks.

Get more access

Give employees complete control and the ability to purchase supplies they need.

view demo
How it works

Take a tour of how your First Citizens Visa® Purchasing Card works.

Watch the First Citizens Bank purchasing card demonstration video

First Citizens Bank Visa Purchasing Card with 360 Control delivers web-based, powerful yet easy-to-use tools that make managing purchasing card programs more effective and efficient.

Program administrators need an easy-to-use automated tool for transaction review, card setup, changes to credit limits, proper coding and general program control.

Cardholders want flexibility to make purchases for the supplies they need. They also need the ability to access, review and request approval for transactions.

360 Control offers the best of both worlds with a logical, intuitive, easy-to-learn tool that gives administrators the control they need to gain efficiencies and better manage cash flow while providing cardholders with the right tools to view and manage card transactions.

With 360 Control, reviewers and approvers gain full visibility into cardholder transactions with the ability to see which vendors have been used, how much was spent and how charges have been allocated.

To effectively monitor spend and make informed decisions, 360 Control includes comprehensive reports that provide the right information and insights to take action.

And 360 Control simplifies transaction management for cardholders and reduces paperwork for everyone with the ability to effortlessly monitor spending from one secure location.

First Citizens Visa Purchasing Card with 360 Control delivers functionality your organization needs to effectively manage your card program and monitor spend.

To learn more, please visit firstcitizens.com or contact your local banker or Treasury Sales Officer.

Visa Purchasing Card Benefits
Pay with confidence

Reduce the chance of fraud

The card can help reduce fraud and costly mistakes typically produced using paper checks.

Get reimbursed for fraud activity

Take advantage of the Visa Corporate Waiver Protection Program for employee fraud reimbursement.

Monitor activity

Easily monitor Visa® Purchasing Card purchases and activity through 360Control card management software.

Use contactless payments

Generate a unique code for each transaction using chip card security to help prevent fraud.

Visa Purchasing Card Options

Do more with payments

Simplify business purchases, reduce paperwork and monitor expenses.

Criteria

The card is available for customers expecting to spend $1 million annually using their card.

Take control

You determine purchasing cardholders and related spending limits for each user.

Purchases

Use your card for in-person and online purchases anywhere Visa is accepted.

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Send and transfer money using ACH and wires

Receive account and security alerts

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Business Digital Banking

Manage your business on the go

Send and transfer money using ACH and wires

Business Digital Banking

Manage your business on the go

Receive account and security alerts

Normal bank approval applies.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

NMLSR ID 503941