Visa Purchasing Card

Take control of business expenses

Safe, Efficient

Electronic payments are secure, fast and more accurate than paper checks.

Lower Costs

Reduce administrative costs for purchase orders, invoices and checks.

Take Control

Give your employees complete control and the ability to purchase supplies they need.

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See how it works

Take a tour of how your First Citizens Visa® Purchasing Card works.

Watch the First Citizens Bank purchasing card demonstration video

First Citizens Bank Visa Purchasing Card with 360 Control delivers web-based, powerful yet easy-to-use tools that make managing purchasing card programs more effective and efficient.

Program administrators need an easy-to-use automated tool for transaction review, card setup, changes to credit limits, proper coding and general program control.

Cardholders want flexibility to make purchases for the supplies they need. They also need the ability to access, review and request approval for transactions.

360 Control offers the best of both worlds with a logical, intuitive, easy-to-learn tool that gives administrators the control they need to gain efficiencies and better manage cash flow while providing cardholders with the right tools to view and manage card transactions.

With 360 Control, reviewers and approvers gain full visibility into cardholder transactions with the ability to see which vendors have been used, how much was spent and how charges have been allocated.

To effectively monitor spend and make informed decisions, 360 Control includes comprehensive reports that provide the right information and insights to take action.

And 360 Control simplifies transaction management for cardholders and reduces paperwork for everyone with the ability to effortlessly monitor spending from one secure location.

First Citizens Visa Purchasing Card with 360 Control delivers functionality your organization needs to effectively manage your card program and monitor spend.

To learn more, please visit or contact your local banker or Treasury Sales Officer.


Pay with confidence

Fraud reduction

Helps reduce fraud and costly mistakes typically produced using paper checks.

Fraud reimbursement

Includes Visa Corporate Waiver Protection Program for employee fraud reimbursement.

Monitor activity

Easily monitor purchases and activity through 360Control card management software.

Contactless payments

Generate a unique code for each transaction using chip card security to help prevent fraud

how it works

Simplify business purchases

Simplify your business purchases, reduce paperwork and monitor your expenses.


Opened to customers expecting to spend $1 million annually on their card.

Take control

You determine purchasing card holders and related spending limits.


Use your card for in-person and online purchases anywhere Visa is accepted.

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Send and transfer money using ACH and wires

Receive account and security alerts

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Business Digital Banking

Manage your business on the go

Send and transfer money using ACH and wires

Business Digital Banking

Manage your business on the go

Receive account and security alerts

Remote Deposit Capture

Deposit money from anywhere

Deposit checks remotely for faster processing and extended deposit hours.
Business Rewards Visa

Earn more from your business

Make business purchases count with bonus points.

Normal bank approval applies.

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Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.