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Small Business Insights
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Cash Management
Your peak payment season checklist
Small businesses can stay ahead of seasonal stress with the right payment tools and planning.
Get prepared for the busiest, most profitable time of year for your small business.
Finance
SBA loan guidelines
Learn more about the most popular types of SBA loans for small business funding, key requirements and how to apply.
Thanks to their competitive terms, flexible overhead requirements and favorable rates and fees, SBA loans are often an attractive funding option for small businesses at all stages of growth.
Credit
SBA loans for manufacturers
Learn how SBA loans help small manufacturers expand, invest in equipment and grow locally.
If you're planning to expand, purchase equipment or invest in your facility, SBA manufacturing loans can offer the flexible financing you need.
Cash Management
POS systems that grow with you
When evaluating POS systems, choose one that scales easily to fuel growth and streamline operations.
Many clients start out accepting payments on mobile devices, then grow into ecommerce and storefronts. It’s critical to have a payment system with the capabilities to service your needs as the business becomes more complex.
Banking
An overview of real-time payments
Instant payments can enhance cash management by receiving funds 24/7/365.
Potential improvements to cash flow, easier reconciliation and 24/7/365 service levels have helped make instant payments increasingly popular among small to medium-sized businesses over the past few years.
Banking
50 years of growth, innovation and partnership
This long-lasting relationship has gracefully aged for over 50 years, with the two organizations evolving and growing alongside each other.
First Citizens has worked closely to find strategic ways to fund ThriveMore's creative ideas for expansion and new services.
Insurance
Your options for cannabis business insurance
Learn how to protect your business in a high-risk, fast-evolving industry.
According to the 2025 State of the Cannabis Industry report, 77% of cannabis businesses expect sales growth this year—averaging a robust 38%.
Cash Management
Managing cash flow: Smart approaches to grow your business
Grow your business through strategic cash flow improvements and smart financing options.
Banks have numerous ways to help business owners optimize their operating cycle to better manage cash flow. This includes products that may help you accelerate receivables while also creating more flexibility in meeting short- and long-term obligations.
Insurance
Manage business costs from the rise in natural disasters
Learn how to minimize your business insurance expenses and help offset the increasing costs of natural disasters.
A fully documented business continuity plan is essential for your business to continue operations both during and after a disaster.
William Connolly III
SVP, Senior Commercial Risk Advisor
Finance
Does your hemp business qualify for a loan?
Learn how a government business loan can help you access the capital you need to grow.
When exploring funding options, it's helpful to understand the advantages that government business loan programs can offer.
Finance
USDA and SBA real estate loans for small businesses
For small businesses hoping to buy commercial property, USDA and SBA real estate loans may offer a range of benefits.
Government loans for small businesses typically offer advantages such as longer repayment periods and lower down payments, making them an attractive financing option.
Skilled Trades
Seeing the vision, sharing the excitement
Martin Prieto's relationship with First Citizens is a partnership that goes beyond business.
What drove me to start my own business was to be able to provide a better opportunity for my kids, for my family, and accomplish the American dream.
Skilled Trades
Glover Construction: How relationships drive family’s business and banking decisions
Entering the third generation of their family business, Glover Construction switched to First Citizens Bank because of their focus on service and relationships.
My dad taught me the value of relationships and how he conducted business a long time ago.
Security
Tips for building a cybersecurity plan
Develop a plan to prevent the most common cyberattacks businesses face to help keep your company safe.
While today's cybersecurity threats aren't much different from those in the past, hackers are now using more sophisticated means to automate how they attack devices and systems.
Planning
Tips for small business equipment financing
Business owners should take advantage of these tips for managing small business equipment financing at the end of the year.
Small businesses can optimize tax benefits by strategically timing their capital expenditures.
Planning
How SBA loans can simplify business exit success
Discover how SBA loans may help reduce risk, attract more buyers and streamline your business exit.
One tool that may help streamline the process of selling your business and attract a larger pool of qualified buyers is the US Small Business Administration, or SBA, loan program.
Showing 1 - 16 of 172 results
Showing 1 to 16 of 172 results
