Business Checking Accounts
Business checking services that meet you where you are
Find your fit with multiple business checking account options
Whether your business is starting or expanding, our small business checking accounts are designed with your needs in mind. Customize your package by adding on discounted treasury management products, and leverage your First Citizens merchant services account to cover the monthly maintenance fee.
Business Banking
Monthly maintenance fee: $0D
Ideal for businesses just getting started
Business Banking I
Monthly maintenance fee: $25 or $0DD
Created for growing businesses that need flexibility
Business Banking II
Monthly maintenance fee: $50 or $0DD
Perfect for practices and firms
Business Banking III
Monthly maintenance fee: $75 or $0DD
Customize a package to meet your needs
Compare accounts
Here's a quick glance at our business checking accounts to help you decide.
Business Banking |
Business Banking I |
Business Banking II |
Business Banking III |
|
---|---|---|---|---|
Features |
Essential checking |
Moderate activity |
Moderate activity |
Frequent activity |
Discounted Treasury Management services |
0 |
1 |
2 |
3 |
Monthly fee |
$0 when enrolled in paperless statementsD |
$0 if requirementsDD are met; otherwise, $25 |
$0 if requirementsDD are met; otherwise, $50 |
$0 if requirementsDD are met; otherwise, $75 |
Minimum opening deposit |
$100 |
$100 |
$100 |
$100 |
Monthly fee includes |
100 itemsDD |
250 itemsDD |
500 itemsDD |
750 itemsDD |
In-network ATM feeD |
$0 |
$0 |
$0 |
$0 |
Out-of-network ATM fee |
$2.50 |
$2.50 |
$2.50 |
$2.50 |
Check recovery service |
icon: sys-checkmark |
icon: sys-checkmark |
icon: sys-checkmark |
icon: sys-checkmark |
Manage your business on the go
Manage your accounts from anywhere
Send and transfer money using ACH and wires
Receive account and security alerts
Need something more specific for your business?
See if our Analysis or CORE business checking account solution is right for you.
CORE Business Checking
This business checking account is designed for—and only open to—small charitable organizations, small religious institutions and short-term end-of-life estate accounts.
Analysis Business Checking
This commercial checking account is designed for companies with complex financial needs and those that need advanced treasury management services.