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CORE Nonprofit Business Checking Account

A nonprofit checking account that works for you

Manage finances with a nonprofit banking account

Your mission deserves a checking account that works as hard as you do. CORE nonprofit business checking empowers civic organizations, religious groups and estate administratorsD with nonprofit community banking services designed to make every dollar count.

No set balance minimums

Never worry about maintaining a balance with a nonprofit business account.

Earn while you bank

Grow your balance effortlessly with an account that pays you interest as you manage your everyday finances.D

No monthly fees

Enroll in paperless statements to avoid the monthly feeD for a nonprofit bank account.

Nonprofit Checking Account Pricing
Nonprofit banking like it should be

Open a nonprofit checking accountD and take advantage of no minimum balance and no maintenance fees.D

  • Free transactions up to 100 itemsD each monthD
  • Free coin and currency deposits up to $2,500 each monthD
  • Minimum opening deposit of $100

Nonprofit Banking Account Benefits
Unlock your nonprofit's potential

Get online and mobile access

Manage your nonprofit's finances 24/7 with Digital Banking for business. Access accounts, transfer funds and monitor cash flow from any device, anywhere.

Earn interest

Maximize your organization's financial resources with competitive interest rates on collected balances.D Every dollar in your accounts works harder for your mission—while you maintain easy access to funds.

Visit any ATM or branch

Access your funds without fees at any First Citizens ATM or branch location nationwide.D Our extensive network ensures your organization can manage banking needs conveniently, whether locally or while traveling for events and operations.

Looking for other nonprofit banking solutions?

Business savings accounts

Put your hard-earned extra cash flow to work and help meet your financial goals with a small business savings account.

Business credit cards

Find the small business credit card that's right for you. Choose from low introductory rates, no annual fees, cash back and other rewards.

Business financing

Get the support you need with small business loans, financing and lines of credit.

FAQ
People often ask us

A nonprofit bank account—or nonprofit checking account—is a type of account used by philanthropic organizations, religious groups and estate accounts. Organizations can use these accounts to conduct transactions.

You'll need to open a nonprofit checking account in person. To do so, you can find a branch near you.

Account openings are subject to bank approval.

For a list of account details and fees, see our Disclosure of Products and Fees—Business Accounts and Services (PDF).

Service fees may be charged by the third-party ATM operator or owner, or by the network owner for transactions at non-First Citizens ATMs. For transactions initiated outside of the United States, the fee will be 3.00% of the transaction amount.

Paperless statements are required to avoid a paper statement fee.

Each item or transaction (other than non-PIN debit card transactions) which results in a debit or credit to the account is considered a separate "item," including each check, paper draft, deposit, item deposited, wire transfer, electronic withdrawal or transfer and PIN-based transaction.

Each item in excess of 100 per month is $0.50 per item.

CORE Business Checking may be set up to earn interest, when required. Interest is compounded daily and paid monthly.

Each additional $100 coin and currency deposited is $0.30 per $100.

Not open to any other businesses.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services, and content on any third-party website.

Third parties mentioned are not affiliated with First-Citizens Bank & Trust Company.

Bank deposit products are offered by First-Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

NMLSR ID 503941