ach receivables
Receive payments that are fast and secure
Transform your business with ACH receivables
Convert your business's receivables into cash—fast. ACH receivables is a safe and convenient way to electronically collect payments. Simplify your cash management process with a solution built for your business.
Flexible
Create single and recurring A/R receipts from ACH transactions.
Fewer returns
Reduce the number of returned checks.
Get paid fast
Receive your payments faster and reduce float.
Fast and secure
Convenience
Allow customers to quickly and easily make payments, providing convenience while reducing their costs.
Better forecasting
Improve cash outlook and create better cash flow.
Detailed reporting
Provide detailed reporting for any transaction returned or incorrect information sent.
Helpful resources
Automatic drafting FAQ
Frequently asked questions for ACH Automatic Drafting.
National ACH website
Get the latest news, events and education for all things ACH-related on Nacha.org.
Simplify your receipts
ACH Receivables is a secure and convenient way for your business or customers, in any industry, to electronically receive bill payments.
Authorize
Obtain authorization from customers or employees to debit their account.
Initiate
Initiate drafts through Commercial Advantage, or directly using Financial Data Exchange in batches or as a single item.
Process
We process drafts to the designated financial institution, debiting each customer's account.
Settle
We credit your account for the draft the day we receive the funds.
Manage your business on the go
Manage your accounts from anywhere
Send and transfer money using ACH and wires
Receive account and security alerts