Image Cash Letter

Transmit deposit files securely

Increase efficiency

Electronic check deposits reduces time spent that can be used for more important tasks.

Reduce costs

Transmit deposit files online when you're ready, saving you money.

Maintain service

Leverage existing services to capture and transmit checks for processing.

benefits

Your time is valuable

Convenience

Use our secure online transfer system to transmit checks for deposit to First Citizens for clearing. Images transmitted and confirmed by 10 pm ET are posted for next business-day availability.D

Security

Image Cash Letter, or ICL, processing lets you transmit deposit files to First Citizens securely. 

Specialists

Our experienced specialists help you select the best connection options, file specs, and also help you develop and test best formats for your transmissions.

Real-time notifications

Receive email notifications once deposits are received and processed.

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Send and transfer money using ACH and wires

Receive account and security alerts

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Business Digital Banking

Manage your business on the go

Send and transfer money using ACH and wires

Business Digital Banking

Manage your business on the go

Receive account and security alerts

Normal bank approval applies.

Subject to the bank's Funds Availability Policy.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

NMLSR ID 503941