Google Pay
the way you pay.

An easier, secure way
to pay on the go.

Making purchases has never been easier.
Google Pay is fast, secure and works seamlessly with your First Citizens Visa® Credit and Debit cards.

Three steps to get started

Step 1: Link

Link your First Citizens
Visa Credit and Debit
cards to your eligible
Android device.

Step 1: Link

Step 2: Pay

To pay, unlock your phone
and hold it over the in-store
card reader at checkout.

Step 2: Pay

Step 3: View

View recent transactions
and card activity with the
First Citizens Mobile
Banking App.

Step 3: View


Use our free Mobile & Tablet App to track your purchases.

Our app lets you:

  • Check account balances
  • Deposit checks right from your phone
  • Pay bills and more

Download the Digital Banking Mobile & Tablet App on Google Play®

Google Play Store
First Citizens Mobile Banking App

Eligible Cards

All consumer First Citizens Visa Credit and Debit cards work with Google Pay. You will still receive the same rewards and earnings using this payment method.

Need to open a checking account? Learn more about opening a checking account.
Need to apply for a credit card? Learn more about applying for a card.


All consumer First Citizens Visa® Credit and Debit cards are eligible excluding: EquityLine cards and First Citizens Visa® Gift Cards.
Yes! When you use your First Citizens Rewards® Card with Google Pay, you'll continue to enjoy all the same rewards, benefits, and protections that come with it.
Google Pay doesn’t send your credit or debit card information to merchants. Instead a virtual account number, or “token,” is used to keep your card details safe. Learn more, Opens a modal dialog.
At participating Google Pay retailers, look for the contactless payment symbol at checkout. For a full list of retailers, learn more, Opens a modal dialog.
To set your default card, simply select the card you want from the home screen and touch “Set as default card.”
Yes, Visa’s Zero Liability policy covers fraudulent purchases made with your First Citizens Visa® Credit and Debit cards, even through Google Pay.
After completing a payment through Google Pay, a confirmation will appear on your device.
First Citizens does not charge to use Google Pay. Your mobile carrier may apply charges based on your data plan.