Capital Manager

Let your money work overtime

Get a Capital Manager revolving line of credit

Capital Manager is used for the purpose of minimizing interest charged and maximizing returns on idle cash balances.

Earn more

Use excess funds by automatically covering deficits in your checking account or applying excess cash toward outstanding credit.

Stay hands off

Use a fully automated process that requires no manual transfers.

Reduce debt

Let excess funds from your Capital Manager pay for debt or interest charges on lines of credit.

Capital Manager Services
Keep your money working for you

Offset charges

Set a maintained target balance in your Capital Manager account to offset some or all service charges.

Reduce interest costs

If you don't have any investments, you can use excess cash to directly pay your business lines of credit and minimize interest expenses.

How does Capital Manager work?

At the end of each business day, available cash balances in your operating account are automatically transferred to preselected overnight investments or to your line of credit. The balances are transferred back to your checking account the next morning.

Step 1

Set a target

This is the balance that will be maintained in your account.

Step 2

Invest your excess

If your line of credit has been paid off or you don't have a credit line, your excess cash goes directly to the investment you selected.

Step 3

Or pay off your credit

Your excess cash could also go directly to your credit line to minimize your interest expense.

Step 4

Avoid manual transfers

Once set up, the process is fully automated, giving you one less thing to worry about.

Automated management

Work your excess cash harder with an Automatic Loan

Reduce excess funds to generate investment returns and reduce debt or interest charges on business lines of credit.

Credit

Use available cash from your Capital Manager revolving line of credit to automatically pay down your business lines of credit.

Transfer

Balances are then transferred back to the original Capital Manager the following morning.

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Send & transfer money with ACH and wires

Receive account and security alerts

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Business Digital Banking

Manage your business on the go

Send & transfer money with ACH and wires

Business Digital Banking

Manage your business on the go

Receive account and security alerts

Insights
Insights for your business

Normal credit approval applies.

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NMLSR ID 503941