
Capital Manager
Let your money work overtime
Get a Capital Manager revolving line of credit
Capital Manager is used for the purpose of minimizing interest charged and maximizing returns on idle cash balances.

Earn more
Use excess funds by automatically covering deficits in your checking account or applying excess cash toward outstanding credit.
Stay hands off
Use a fully automated process that requires no manual transfers.
Reduce debt
Let excess funds from your Capital Manager pay for debt or interest charges on lines of credit.
Capital Manager Services
Keep your money working for you
Offset charges
Set a maintained target balance in your Capital Manager account to offset some or all service charges.
Reduce interest costs
If you don't have any investments, you can use excess cash to directly pay your business lines of credit and minimize interest expenses.
How does Capital Manager work?
At the end of each business day, available cash balances in your operating account are automatically transferred to preselected overnight investments or to your line of credit. The balances are transferred back to your checking account the next morning.
Set a target
This is the balance that will be maintained in your account.
Invest your excess
If your line of credit has been paid off or you don't have a credit line, your excess cash goes directly to the investment you selected.
Or pay off your credit
Your excess cash could also go directly to your credit line to minimize your interest expense.
Avoid manual transfers
Once set up, the process is fully automated, giving you one less thing to worry about.
Work your excess cash harder with an Automatic Loan
Reduce excess funds to generate investment returns and reduce debt or interest charges on business lines of credit.
Credit
Use available cash from your Capital Manager revolving line of credit to automatically pay down your business lines of credit.
Transfer
Balances are then transferred back to the original Capital Manager the following morning.
Manage your business on the go
Manage your accounts from anywhere
Send & transfer money with ACH and wires
Receive account and security alerts


