Small Business Line of Credit
Maximize the benefits of your business credit line
Use a business credit line loan to build or expand
With a small business line of credit, you'll have access to working capital whenever you need it. Our flexible funding options help ensure you put funds to work for short-term expenses so you can grow your business for the long term.
Keep borrowing
Most small business lines of credit let you borrow funds, repay them and borrow again.
Pay for necessities
Write a check with our Capital Line, Capital Manager or EquityLine line of credit.
Avoid overdrafts
Link your business line of credit to your company checking account for overdraft protection.
Small Business Line of Credit Benefits
Fund short-term expenses with a business credit line
Access funds to make payments
With First Citizens Capital Line, Capital Manager and Business EquityLine small business lines of credit, you can write a check to meet short-term or seasonal needs and pay for other unplanned expenses.
Know your limits
You'll always know the terms of your small business line of credit and the amount available to you with instant access to your account.
Manage your business on the go
Manage your accounts from anywhere
Send & transfer money with ACH and wires
Receive account and security alerts
Manage your business on the go
Manage your accounts from anywhere
Manage your business on the go
Send & transfer money with ACH and wires
Manage your business on the go
Receive account and security alerts
Small Business Line of Credit FAQ
People often ask us
Business Credit Line Insights
Insights for your business
Tips For Starting a Small Business
Guide to Funding Your Business
