Zero Balance Accounts
Keep your money working for your business
Manage funds more efficiently with a Zero Balance Account
A Zero Balance Account, or ZBA, gives your business the benefits of multiple accounts without the stress of managing them. It's an automatic way to transfer needed funds from a master account and have deposits automatically swept back into the master at the end of the day. Your funds will always be readily available, and you'll avoid the hassle of manually transferring money.
Stay focused
Maximize efficiency by transferring funds to and from a master account.
Save time
Reduce administrative time and effort monitoring daily cash positions.
Balance better
Maintain separate accounts for auditing and accounting purposes.
Benefits of Zero Balance Accounts
Manage funds for less
Reduce costs
Help prevent overdrafts and related costs.
Eliminate transfers
Remove the need to initiate manual transfers.
Stay a step ahead
Increase investment income or reduce borrowing costs by eliminating idle balances.
Maintain your freedom
ZBAs are designed to help eliminate manual transfers, reduce idle cash and prevent overdrafts.
Automation
Maintain payment and depository accounts automatically, at a zero balance, by transferring funds from or to your master account.
Daily transfers
We automatically transfer funds from your master account into other accounts in the exact amount needed to cover your payments.
Independence
Simplify funds transfer activity while maintaining account autonomy.
Execution
Consolidate bank balances and create a pool of funds to determine your daily cash position.
Manage your business on the go
Manage your accounts from anywhere
Send and transfer money using ACH and wires
Receive account and security alerts
Manage your business on the go
Manage your accounts from anywhere
Manage your business on the go
Send and transfer money using ACH and wires
Manage your business on the go
Receive account and security alerts
