Business Banking II

Meet high transaction needs for your business

Pricing

Save more for your business

With Business Banking II, you can enjoy robust business checking with no monthly maintenance feeD when you meet one of our qualifiers.

  • No monthly maintenance fee with an active merchant account or a $50,000 average daily ledger balance in a single Business Banking II accountD—otherwise, a $50 monthly maintenance fee
  • Free transactions—up to 500 itemsD each monthD
  • Free coin and currency deposits—up to $15,000 each monthD
benefits

Designed for you

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Send and transfer money using ACH and wires

Receive account and security alerts

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Business Digital Banking

Manage your business on the go

Send and transfer money using ACH and wires

Business Digital Banking

Manage your business on the go

Receive account and security alerts

Account openings and credit are subject to bank approval.

For complete list of account details and fees, see our Disclosure of Products and Fees—Business Accounts and Services.

Each item or transaction (other than non-PIN debit card transactions) which results in a debit or credit to the account is considered a separate "item," including each check, paper draft, deposit, item deposited, wire transfer, electronic withdrawal or transfer and PIN-based transaction.

First 500 items processed per statement period are free. Each item in excess of 500 per month is $0.50 per item. Items include all debits, credits and deposited items.

Service fees may be charged by the third-party ATM operator or owner, or by the network owner for transactions at non-First Citizens ATMs. For transactions initiated outside of the United States, the fee will be 3.00% of the transaction amount.

Free coin and currency processing up to $15,000 per statement period. Deposits in excess of $15,000 per month are subject to a fee of $0.20 per $100 deposited. Other account and transaction-related fees may apply.

Avoid the $50 monthly maintenance fee with an active merchant account or maintain an average daily ledger balance of $50,000 in Business Banking II.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.