Rental Fleet Equipment Financing & Leasing

Fleet solutions to keep your business moving forward

Finance your rental fleet and meet customer needs

Whatever your rental fleet financing needs, we have solutions that can work for you. We can finance equipment in a variety of sectors, including industrial, construction, material handling and transportation.

Customization

Our representatives work directly with you to design solutions to meet your unique equipment needs.

Fair pricing

We offer competitive rates, helping you put more hard-earned money back into your business.

Partnership

Our financing specialists partner with you to ensure your bottom line is top of mind with every decision.

Let's get started

We pride ourselves on our experience and commitment to giving you a variety of rental fleet financing options.

Secure the tools you need to get the job done

Ready to get started? It's quick and easy to apply online for financing.

We're here to answer your questions

Get to know our equipment finance team

Meet the equipment leasing and financing team , Opens in a new tab

Close more deals by offering financing to your customers

Offer Financing
Rental Fleet Equipment Financing Solutions

Options designed with your needs in mind

We offer rental fleet financing solutions to help meet the unique needs of a variety of industries.

  • Capital and operating leases
  • Installment loans
  • Prefunding, advanced funding and progress funding
  • Deferred or seasonal payments
  • Vendor private-label programs
  • Flexible invoicing presentment options
  • Online portals for vendors and customers
Rental Fleet Equipment Financing Benefits

Drive your business forward

Lower operational expenses and create efficiencies

Allocate more time to growing your business when you have newer, modern equipment.

Protect your liquidity

Loans help to preserve your cash for other expenses, like hiring more people and marketing your business.

Avoid high maintenance costs and depreciation

Leasing your equipment means you don't own it, so you don't need to worry about long-term repairs and depreciation.

Rental Fleet Financing FAQ

People often ask us

Access up to $500,000 application-only, and choose from loan or lease options. When calculating the right financing structure for your business, we evaluate several factors, including your monthly budget, your business needs and how long your business has been in operation.

We offer rental fleet equipment financing options for a variety of industrial and general-purpose equipment, including:

  • Material handling equipment
  • Manufacturing equipment
  • Light industrial equipment
  • Transportation equipment

The information provided should not be considered as tax or legal advice. Please consult with your tax advisor.

Not all applicants will qualify for financing. All finance programs and rates are subject to final approval by First-Citizens Bank & Trust Company and are subject to change at any time without notice.

First Citizens Bank & Trust Company and the parties referred to herein as "partners" are not "partners" of one another and have not entered into a "partnership", whether general or limited, as such term is used in the legal or literal sense.

Deferred or seasonal payments are only offered during contract origination, subject to limitations. They are not offered as a means to mitigate payment delinquency or contract default. Qualified applicants for deferred or seasonal payments are subject to and are based on the sole discretion of First-Citizens Bank & Trust Company and its credit requirements that include, but aren't limited to FICO, time in business and industry.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

NMLSR ID 503941

Supporting financial documentation may be required for any transaction with First Citizens.