Industrial Equipment Financing & Leasing

Finance your business from the ground up

Mitigate equipment expenses with a steady financing provider

Whether you run a construction enterprise, material handling business, an agricultural facility or any business that operates with heavy equipment, you know what it's like to balance a full plate. We offer industrial equipment financing and leasing solutions, helping you focus on other responsibilities—like growing your business.

Customization

Our representatives work directly with you to come up with solutions designed to meet your unique equipment needs.

Fair pricing

We offer competitive rates, helping you put more money back into your business—you've worked hard for it, after all.

Partnership

Our financing specialists partner with you to ensure your bottom line is top of mind with every decision.

Let's get started

We pride ourselves on our experience and commitment to giving you a wide variety of options for industrial equipment financing. Contact an experienced representative and get started—it's that easy.

Secure the tools you need to get the job done

Ready to get started? It's quick and easy to apply online for financing.

We're here to answer your questions

Get to know our equipment finance team

Meet the equipment leasing and financing team , Opens in a new tab

Close more deals by offering financing to your customers

Offer Financing

Industrial Equipment Financing Solutions
Enhance your bottom line

We offer financing solutions designed to meet the unique needs of a variety of industries including packaging and labeling, construction, agriculture, material handling, transportation and food processing.

  • Capital and operating leases
  • Installment loan terms ranging from 24 months to 72 months
  • Prefunding and advanced funding
  • Progress payments
  • As-a-service or managed services
  • Refresh programs
  • Rent to own and rental pool structures
  • Vendor private-label programs
  • Deferred or seasonal payments
  • Flexible invoicing presentment options
  • Online portals for vendors and customers

Industrial equipment financing benefits
Achieve value at every step

Lower operational expenses and create efficiencies

Allocate more time to growing your business when you have newer, modern equipment.

Protect your liquidity

Loans help you preserve your cash for other costs, such as hiring more people and marketing your business.

Bid for more work

When you take out an industrial equipment loan, you're free to bid for more contracts without feeling like you have to save money for purchasing equipment.

Avoid high maintenance costs and depreciation

Leasing your equipment means you don't own it, so you don't need to worry about long-term repairs or depreciation.

Industrial Equipment Financing & Leasing FAQ
People often ask us

Access up to $500,000 application-only, and choose from loan or lease options. When calculating the right financing structure for your business, we evaluate several factors, including your monthly budget, your business needs and how long your business has been in operation.

We offer financing options for a variety of industrial and general-purpose equipment including:

  • Material handling equipment
  • Manufacturing equipment
  • Light industrial equipment
  • Transportation equipment
  • Managed services
  • Web tools
  • Software
  • Fleet rentals

The information provided should not be considered as tax or legal advice. Please consult with your tax advisor.

Not all applicants will qualify for financing. All finance programs and rates are subject to final approval by First-Citizens Bank & Trust Company and are subject to change at any time without notice.

First Citizens Bank & Trust Company and the parties referred to herein as "partners" are not "partners" of one another and have not entered into a "partnership", whether general or limited, as such term is used in the legal or literal sense.

Deferred or seasonal payments are only offered during contract origination, subject to limitations. They are not offered as a means to mitigate payment delinquency or contract default. Qualified applicants for deferred or seasonal payments are subject to and are based on the sole discretion of First-Citizens Bank & Trust Company and its credit requirements that include, but aren't limited to FICO, time in business and industry.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

NMLSR ID 503941

Supporting financial documentation may be required for any transaction with First Citizens.