Flood Insurance

Protect your space from rising waters

Cover your home with flood insurance

A flood can happen no matter where you live. That's why it's important to consider flood insurance. It can offer added protection to your home so you can rest well knowing your space—and your valuables—are protected.

Get peace of mind

Feel better knowing your home and contents are covered if there's a flood.

Protect if you rent

Insure your belongings even if you don't own your home.

Get affordable coverage

Pay less for flood insurance in areas with moderate flood risk.

Ready to start building your flood insurance policy?
Flood Insurance Benefits

Don't put your home or belongings at risk

Floods can happen to anyone

Flood insurance coverage is available to renters and homeowners, even if you don't live in a flood-prone region.

Don't wait until it's too late

Most flood insurance policies require a 30-day waiting period before coverage goes into effect.

Backed by the government

Most flood insurance is administered by the National Flood Insurance Program.

Get additional coverage

You can get excess flood insurance through additional programs and insurers.

Get the right coverage to give you and your family peace of mind. We can help.

Insurance products are not insured by the FDIC or any federal government agency and are not a deposit or other obligation of, or guaranteed by, any bank or bank affiliate.

Insurance products offered in California are offered by First Citizens Investor Services, Inc., d.b.a. FCIS Insurance Solutions, Agency #6001908.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.