Home Ownership

Information and tools to help you find your way home

Rent or Buy?

Deciding whether to rent or buy takes into account factors such as how fast prices rise, down payments and how long you plan to stay in the home.

Should you buy or rent your next home?

Use the calculator

The Financing of Buying or Refinancing a Home

Learn how small changes can make a big difference in your finances when buying, selling or refinancing a home.

There is a lot to consider when buying a home. Having a general understanding of the process may help you feel more prepared, more at ease. First Citizens Mortgage Bankers are always available to answer your questions and guide you through each step.