Stronger. Better. Together.

CIT Group is now a division of First Citizens Bank

First Citizens BancShares Inc. and CIT Group Inc. recently merged, creating a top 20 US financial institution with more than $100 billion in assets. As the largest family-controlled bank in the nation, we're continuing a unique legacy of strength, stability and long-term thinking that has spanned generations.

Now that CIT is a division of First Citizens, we're not just getting bigger. We're creating a better bank—a one-stop financial destination providing a full suite of personal, business, commercial, and wealth products and services. We're also creating a stronger bank, with greater capacity and ability to offer more convenience and value.

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Message from our CEO

Play a message from our CEO

Hello. I'm Frank Holding, Chairman and CEO at First Citizens Bank.

This is truly an exciting time for all of us. Our holding company, First Citizens Bancshares, recently completed our merger with CIT Group.

We think this news is important, not just for us, but for the customers and communities we serve.

You see, CIT has established real strength in commercial banking and built one of America's leading direct banks. At the same time, First Citizens has grown by offering best-in-class branch services and made small business banking and wealth management cornerstones of what we have to offer.

This is a merger based on adding strength to strength and ending up with a stronger bank for all. We're now one of the top 20 US banks, which means we'll be able to bring more people more services in more places than ever before.

We're also America's largest family-controlled bank, and that allows us to continue our legacy of stability and long-term thinking that has literally spanned generations.

It will be some time before the two operations, including products and services, are fully combined. Eventually, everything will be under the First Citizens name. But for now, nothing has changed about the way you bank with us or our commitment to you.

I hope you'll check in from time to time, as we'll have more news about the way First Citizens and CIT are building a stronger and better bank for you.

Everyday banking

What you need to know

For now, there are no changes in how you bank with us. Same service. Same values. In the long term, you'll get more. Together, we'll offer personal service and powerful tools, including:

  • A commercial banking unit that brings a wide array of best-in-class lending, leasing and banking services to middle-market companies and small businesses from coast to coast
  • A nationwide direct bank and a network of branches in 19 states, many in high-growth markets
  • Industry specialists known for their depth of knowledge and ability to deliver custom strategies for growing a business or personal wealth
Frank Holding, Jr., Chairman and CEO of First Citizens BancShares

"This is a transformational partnership for First Citizens and CIT designed to create long-term value for all of our constituents including our shareholders, our customers, our associates and our communities."

Frank Holding, Jr.
Chairman and CEO of First Citizens BancShares

FAQ
People often ask us

First Citizens BancShares, Inc. is a financial holding company that operates its wholly owned banking subsidiary, First Citizens Bank. CIT is now a division of First Citizens Bank. First Citizens BancShares, with more than $100 billion in assets, is publicly traded on the Nasdaq under the symbol FCNCA. Founded in 1898, First Citizens is headquartered in Raleigh, NC, and maintains significant operations centers in New York City, NY; Pasadena, CA; Omaha, NE; Morristown, NJ; Phoenix, AZ; Jacksonville, FL and Columbia, SC.

CIT Bank online banking customers who enrolled in online banking on or before September 2, 2022, were automatically converted to First Citizens online banking on November 14. You received a mail package from us with all the necessary details, including your new login instructions for online banking at FirstCitizens.com. We arranged for the automatic transfer of your bill pay payees, but it's important to note that your CIT Bank account history may not have transfered automatically.

Just visit FirstCitizens.com from your desktop or laptop computer or download the First Citizens Mobile Banking app to your mobile device or tablet starting Monday, November 14.

Sign in using the Login ID mailed to you in a letter dated October 27, 2022. Follow the simple steps to confirm your identity and create your new password. Then, select Register Your Device if you're logging in from a device you plan to use regularly.

Please note: Physical tokens will no longer be necessary. You'll use your login credentials and then authenticate via a secure access code to confirm your identity.

Important: Your existing primary user for your business will be converted, but any other existing users for your business will need to be be reestablished by you on the Business Digital Banking platform on or after Monday, November 14.

Starting on November 14, just give us a call at 866-FCB-4BIZ (866-322-4249) from 8 am to 9 pm ET Monday to Friday, or 8 am to 8 pm ET Saturday. We're eager to make your online banking experience even more rewarding at First Citizens.

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