Commercial Loans

Fuel your business growth with commercial loans

Commercial lending solutions tailored to your business

Secure capital to achieve your business goals. We offer commercial lending for both your short- and long-term needs. We take the time to understand your unique challenges and opportunities, offering personalized advice and strategic insights to help you make informed financial decisions.

Diverse solutions

Our commercial loan portfolio includes real estate acquisition, equipment financing, working capital loans and lines of credit.

Flexible terms

Get terms and competitive commercial loan rates designed to meet your specific business requirements.

Streamlined process

Our application process ensures efficiency and quick decision-making, so you can secure the funds you need without unnecessary delays.

Commercial lending solutions
Get a cash infusion to boost your business

A variety of commercial loan applications

We offer multiple commercial loan options that can help your business add working capital, refinance existing debt, pay for equipment, and buy, build or expand your facilities.

Term loans

Our commercial term loans offer a specific amount of funding with a set repayment period. Choose between fixed-rate and variable-rate loan terms.

Loans for owner-occupied real estate

For 20-year terms, start at $250,000 with no maximum limit on the possible amount. The adjustable interest rate follows a lifetime cap and floor to make payments more predictable.

Industry expertise

Benefit from our industry expertise. Whether your financing goals are large or small, for healthcare or maritime vessels, our team of seasoned bankers provide the expertise necessary for successful execution of your lending needs.

Commercial Loan Benefits

Personalized advice and strategic solutions

We pride ourselves on our deep-rooted commitment to empowering businesses, building upon industry knowledge and fostering economic development.

  • Take advantage of direct support from our team of financial consultants
  • Terms up to 20 years, structured to your needs
  • No maximum limit for secured commercial property loans

Commercial Lending FAQ
People often ask us

To apply for a commercial loan, talk to a banker.

If you prefer knowing what your interest rate and payment will be throughout the life of your loan, you should consider a fixed-rate loan. In contrast, a variable interest rate loan may give you a lower rate and payment amount initially, with the chance that the rate and payment may rise or fall in the future.

Yes. We have various lines of credit to meet your commercial business's cash flow needs and will work closely with you to determine what line of credit is best for you. Talk to a banker to get started.

A term loan provides financing for capital expenditures (such as vehicle or equipment needs or fixed assets) that are regularly amortized over a period of time. A commercial line of credit allows you to easily access funds whenever you need them for short-term financing needs. A lease can help you with vehicle and equipment financing and has potential tax benefits.

Your personal guarantee may be needed depending on the size and type of your commercial credit request.

Commercial Loan Insights
Explore new opportunities for growth

Finance

The Main Types of Commercial Loans Available for Businesses

There are several types of commercial loans you can choose for your company. Learn which will work best for your situation.
Before you jump into getting any loan, make sure you have a plan for how you'll use the funds you receive.
Finance

Fund Your Business Expansion With the Right Type of Financing

There's no one-size-fits-all commercial real estate solution.
The right commercial loan for you depends on your business, your budget and how much money you need.
Finance

Grow Your Business With an Expansion Loan

See how a business expansion loan can help finance your commercial growth plan.
A business expansion loan gives you extra funds to buy new equipment, hire staff and move into new markets.
explore more commercial financial insights

Normal credit approval applies.

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