Commercial Line of Credit
Flexible financing ready to meet you wherever you are
An ongoing source
Borrow, repay and then borrow again whenever you want.
Immediate access
Write checks to instantly access your borrowing limit with our commercial lines of credit.
Get overdraft protection
Link to your First Citizens business checking account for automatic overdraft protection.
Commercial line of credit Benefits
Know money is available when you need it
When you need a hand
Through First Citizens commercial lines of credit, you can borrow money over and over again to handle periodic needs. After qualifying, your business will receive a maximum borrowing limit for the line of credit.
There for you again and again
You can then borrow up to the limit, pay off the loan and borrow again as often as you want—there's no need to complete another application. After you qualify, you have immediate access to your commercial line of credit and can use it to write checks, cover bank account overdrafts and spend at your convenience.
A variety of options
First Citizens offers multiple options for commercial lines of credit. The most basic goes up to $10,000, but there are other options with larger limits. Our representatives will go over your situation to find the right program fit.
